Answer:
Withdrawing cash cannot be done from online banking app as you cannot have the money in your hand as it is online.
according to growth accounting studies, a country would achieve better results by promoting select one: a. exports b. research. c. research and education. d. education.
According to growth accounting studies, a country would achieve better results by promoting research and education. The correct answer is option c.
What is growth accounting?Growth accounting is a method for determining the sources of economic growth. It's a mathematical technique for measuring the relative importance of various factors in explaining economic growth and decline in an economy.
What are the components of economic growth?
Economic growth is determined by a combination of factors, including: Productivity, Increase in inputs that can be quantified, such as labor or capital Input contributions that are not easily quantifiable, such as technology or innovation. Now, let's address the answer to the given question. According to growth accounting studies, a country would achieve better results by promoting research and education, this is because these two factors play a significant role in the country's economic growth. Research and education can bring about innovation, which leads to increased productivity and technology, thus enhancing the country's overall economic growth.
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jill purchased a permanent policy and after 10 years lost her job. she could no longer afford to make payments on her policy. the insurance company allowed her to stop payments but did not cancel or modify her coverage in any way. what type of policy did jill purchase?
Jill purchased a whole life insurance policy because a whole life policy is a type of permanent policy that provides coverage for the policyholder's entire life, as well as a savings component.
A type of permanent life insurance that provides coverage for the policyholder's entire life, as well as a savings component, is known as a whole life policy. A guaranteed death benefit, fixed premiums, and a cash value account that the policyholder can borrow against or withdraw are all standard features of a whole life policy. A whole life policy is more expensive than other types of life insurance because it provides coverage for the policyholder's entire life, and the premiums are fixed.
The answer is: whole life insurance policy.
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The benefits of team diversity also take longer to manifest, partially because diversity increases the time that teams need to function effectively and make decisions; however, in the long run, teams that are culturally diverse should make better decisions, develop better ideas, and relate more easily to foreign clients and customers.
a. True
b. False
The benefits of team diversity also take longer to manifest, partially because diversity increases the time that teams need to function effectively and make decisions; however, in the long run, teams that are culturally diverse should make better decisions, develop better ideas, and relate more easily to foreign clients and customers.
The statement is TRUE. What is diversity in a team?Diversity in teams refers to the differences among members that affect team performance, such as gender, age, education, culture, personality, and work experience, among others. Organizations must increase their knowledge of how diversity affects teams' behavior and effectiveness to capitalize on the benefits of diversity and manage diversity's potential problems.How do you define team diversity?Team diversity refers to the variations among team members that impact the performance of the team. These include age, gender, education, culture, experience, skills, and other factors that affect how people think and behave, both individually and in groups.The benefits of team diversity, such as creativity, problem-solving, and innovative thinking, are well-established. They have been shown to enhance the team's productivity, adaptability, and the ability to identify and exploit opportunities.
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Financial information is presented below:
Operating Expenses: $45,000
Sales: 150,000
Cost of Goods Sold: 77,000
The Gross Profit rate would be:
.487
.300
.700
.187
In the following question, among the conditions and options given, Financial information is presented below: Operating Expenses: $45,000, Sales: 150,000, Cost of Goods Sold: 77,000 the Gross Profit rate would be "0.487."
In the following question, among the given options, the statement is said to be "0.487." The Gross Profit rate would be .300 given that the financial information presented below is: Operating Expenses: $45,000Sales: 150,000Cost of Goods Sold: 77,000Calculation of Gross ProfitGross Profit = Sales - Cost of Goods SoldGross Profit = $150,000 - $77,000Gross Profit = $73,000Calculation of Gross Profit rate Gross Profit rate = Gross Profit / Sales Gross Profit rate = $73,000 / $150,000Gross Profit rate = 0.4866666666666667 ≈ 0.487 Thus, the Gross Profit rate would be 0.487.
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The Gross Profit rate is calculated by subtracting the Cost of Goods Sold (COGS) from the Sales and then dividing the result by the Sales.
In this case, the Gross Profit rate would be .487 (150,000 - 77,000/150,000). This means that for every dollar of sales, the company made 48.7 cents in gross profit.
This rate is important because it's a measure of the company's efficiency; it shows how much money the company made in profit after deducting all of its operating expenses.
It's also a key performance indicator that can be used to track the company's performance over time. By monitoring the Gross Profit rate, companies can identify areas that need improvement or where they are performing well.
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Suppose the Baseball Hall of Fame in Cooperstown, New York, has approached SportCardz with a special order. The Hall of Fame wishes to purchase 50,000 baseball card packs for a special promotional campaign and offers $.35 per pack, a total of $17,500. SportCardz total production cost is $0.55 per pack, as follows:
Variable costs: Direct materials $0.12
Direct labor 0.07
Variable overhead 0.11
Fixed overhead 0.25
Total cost $0.55
SportCardz has enough excess capacity to handle the special order.
Prepare an incremental analysis to determine whether SportCardz should accept the special sales order assuming fixed costs would not be affected by the special order.
The order is for 50,000 packs and the incremental break-even point is 5,000 packs, it is clear that SportCardz should take the Hall of Fame's special order.
To decide whether SportCardz should take the Hall of Fame's special order, the company should use incremental analysis.Incremental analysis is a technique that compares the expected revenue with the cost of a particular decision. In this scenario, the incremental analysis will assist SportCardz in determining whether it should accept the special sales order. The company will compare the revenue from the order with the costs incurred in making the order to decide.
Calculation of Incremental Revenue and Incremental Cost:
Incremental Revenue: $17,500
Incremental Cost: Variable cost = $0.12+$0.07+$0.11 = $0.30 (per pack)
Incremental cost per pack = $0.30
Incremental cost of 50,000 packs = 50,000 * $0.30 = $15,000
Calculation of Incremental Profit:
Incremental Revenue - Incremental Cost = Incremental Profit
$17,500 - $15,000 = $2,500
SportCardz should accept the special sales order since the incremental profit of $2,500 is greater than the company's fixed costs, which are not affected by the special order. The fixed costs are already paid by SportCardz and, therefore, are not relevant to the decision of whether or not to accept the special order.
Calculation of Incremental Break-Even:
Incremental Fixed Cost = $0.25 (per pack)
Incremental Break-Even Point = Incremental Fixed Cost ÷ Contribution Margin per unit
Incremental Break-Even Point = $0.25 ÷ ($0.35 - $0.30)
Incremental Break-Even Point = $0.25 ÷ $0.05
Incremental Break-Even Point = 5,000 packs
Since the order is for 50,000 packs and the incremental break-even point is 5,000 packs, it is clear that SportCardz should take the Hall of Fame's special order.
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John Sweeney is an investment advisor who is attempting to construct an "optimal portfolio" for a client who has $400,000 cash to invest. There are ten different investments, falling into four broad categories that John and his client have identified as potential candidates for this portfolio. The following table lists the investments and their important characteristics. Note that Unidyne equities (stocks) and Unidyne debt (bonds) are two separate investments, whereas First General REIT is a single investment that is considered both an equities and a real estate investment.
Expected Annual Liquidity Risk
Category Investment After-Tax Return Factor Factor
Equities Unidyne Corp. 15.0% 100 60
Col. Mustard Restaurant 17.0% 100 70
First General REIT 17.5% 100 75
Debt Metropolitan Electric 11.8% 95 20
Unidyne Corp. 12.2% 92 30
Lemonville Transit 12.0% 79 22
Real Estate Fairview Apartment Partnership 22.0% 0 50
First General REIT (see above) (see above) (see above)
Money T-Bill Account 9.6% 80 0
Money Market Fund 10.5% 100 10
All Savers Certificates 12.6% 0 0
Formulate and solve a linear program to accomplish John's objective as an investment advisor, which is to construct a
portfolio that maximizes his clients total expected after-tax return over the next year, subject to the following constraints
placed upon him by the client for the portfolio:
1. Its (weighted) average liquidity factor must be at least 65.
2. The (weighted) average risk factor must be no greater than 55.
3. At most, $60,000 is to be invested in Unidyne stocks or bonds.
4. No more than 40% of the investment can be in any one category except the money category.
5. No more than 20% of the investment can be in any one investment except the money market fund.
6. At least $1,000 must be invested in the money market fund.
7. The maximum investment in All Savers Certificates is $15,000.
8. The minimum investment desired for debt is $90,000.
9. At least $10,000 must be placed in a T-bill account.
John Sweeney is attempting to construct an "optimal portfolio" for a client who has $400,000 cash to invest. To accomplish this objective, we can formulate and solve a linear program.
The goal is to maximize the total expected after-tax return over the next year, subject to the following constraints:
1. Its (weighted) average liquidity factor must be at least 65.
2. The (weighted) average risk factor must be no greater than 55.
3. At most, $60,000 is to be invested in Unidyne stocks or bonds.
4. No more than 40% of the investment can be in any one category except the money category.
5. No more than 20% of the investment can be in any one investment except the money market fund.
6. At least $1,000 must be invested in the money market fund.
7. The maximum investment in All Savers Certificates is $15,000.
8. The minimum investment desired for debt is $90,000.
9. At least $10,000 must be placed in a T-bill account.
The linear program is expressed as:
Maximization:
Z = 15x1 + 17x2 + 17.5x3 + 11.8x4 + 12.2x5 + 12x6 + 22x7 + 9.6x8 + 10.5x9 + 12.6x10
Subject to:
1. x1 + x2 + x3 + x4 + x5 + x6 + x7 + x8 + x9 + x10 = 400,000
2. 100x1 + 100x2 + 100x3 + 95x4 + 92x5 + 79x6 + 0x7 + 80x8 + 100x9 + 0x10 ≥ 65(400,000)
3. 60x1 + 70x2 + 75x3 + 20x4 + 30x5 + 22x6 + 50x7 + 0x8 + 10x9 + 0x10 ≤ 55(400,000)
4. x1 + x5 ≤ 60000
5. x1 + x2 + x3 + x7 ≤ 160000
6. x1 + x2 + x3 + x4 + x5 + x6 + x7 ≤ 400000(40%)
7. x1 + x2 + x3 + x4 + x5 + x6 + x7 + x8 + x9 ≤ 40000 (20%)
8. x9 ≥ 1000
9. x10 ≤ 15000
10. x4 + x5 + x6 ≥ 90000
11. x8 ≥ 10000
By solving this linear program, John can construct an optimal portfolio that meets the constraints placed upon him by the client.
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Help Yourself Inc. publishes many types self-help books. Recently, the consumer demand for winter gardening books has increased significantly. Although Help Yourself has limited production facilities, it has increased the production of these books to meet this demand. It hopes to get books to the market faster than its closest competitor, who is also increasing the production of winter gardening books. Which of the following aspects of business-level strategy has Help Yourself accomplished? A. It has enhanced its internal strengths. B. It has eliminated its weaknesses. C. It has exploited external opportunities. D. It has avoided external threats.
The aspect of business-level strategy that the Help Yourself Inc. has accomplished in this scenario is that it has exploited external opportunities.
What is business-level strategy?Business-level strategy refers to a plan or approach that a company uses to achieve its goals and objectives in a specific market or industry. It is concerned with how a company competes in its chosen market or industry and how it creates a sustainable competitive advantage over its rivals. Business-level strategies typically focus on key aspects such as product differentiation, cost leadership, and niche market focus. The aim is to create a unique value proposition that differentiates the company from its competitors and provides customers with superior value. The success of a business-level strategy depends on the company's ability to understand the needs of its customers and deliver products or services that meet those needs better than its competitors.
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Match the strategic operation decisions with the other functional group affected and involved in the decision due to the interrrelated nature of the decisions domainCapacity - Finance and MarketingWorkforce - Human ResourcesProduction/Process Innovation - Engineering/Human ResourcesSupply Chain Network - Finance, Engineering, Marketing, Sales
The strategic operations decisions and the corresponding functional groups affected and involved in the decision due to the interrelated nature of the decisions are as follows Capacity, Workforce,Process Innovation, Supply Chain .
Capacity - Finance and Marketing: Capacity decisions involve planning for future capacity needs which requires input from finance in terms of budgeting and cash flow projections, and marketing to understand customer demand and sales projections.
Workforce - Human Resources: Workforce decisions involve ensuring that the right amount of labor is available to meet the needs of the organization. Human Resources is responsible for managing and developing the organization's workforce and should be heavily involved in any workforce decisions.
Production/Process Innovation - Engineering/Human Resources: Process and production innovation decisions involve designing and implementing new processes and technologies, and often require input from both engineering and human resources to ensure that the organization is able to recruit and retain the necessary talent for implementation and training.
Supply Chain Network - Finance, Engineering, Marketing, Sales: Supply chain network decisions involve selecting and managing suppliers, vendors, and other external resources.
All of the involved functional groups, including finance, engineering, marketing, and sales, need to provide input to ensure that the organization's supply chain is efficient and cost-effective.
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Assume that a plant operates 2000 hours per year and the demand rate for parts is 100,000 units per year. The circulation time for each kanban container is 24 hours.
a. How many kanban containers are needed for a container size of 100 parts?
b. What would be the effect of reducing the container size to 60 parts?
c. What is the takt time for this process?
d. What takt time is needed for 80,000 units per year?
For 100 containers, 2000 kanban containers are needed. Reducing containers results in increasing the number of container kanban.
For a container size of 100 parts, 2000 kanban containers are needed (100,000 units/100 parts/container = 2000 containers).
Reducing the container size to 60 parts would mean that the number of kanban containers needed increases to 3333.33 (100,000 units/60 parts/container = 3333.33 containers).
The takt time for this process is 24 hours (2000 hours/year/100,000 units/year = 0.02 hours/unit = 24 hours/unit).
For 80,000 units per year, the takt time is 30 hours (80,000 units/year/2000 hours/year = 0.025 hours/unit = 30 hours/unit).
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The CEOs of two pharmaceutical companies are having lunch. They discuss the unfair costs of ordering from a manufacturer that supplies to both companies. The CEOs decide that they will no longer work with the unfair pricing of the manufacturer.
To ensure that they are not stuck with the same problem again, the CEOs should consider searching for alternative manufacturers and negotiating prices with them that are more fair and reasonable.
What steps are taken by the CEOs?The two CEOs of the pharmaceutical companies are unhappy with the unfair pricing from a common manufacturer. They have decided to take the following steps:
Discuss the issue during their lunch meeting and come to a mutual agreement. Decide not to work with the manufacturer that has been charging unfair prices.
Look for alternative manufacturers that offer fair pricing and good quality products. Establish new partnerships with the chosen manufacturers and place orders accordingly.
Monitor the progress and adjust their strategy if needed to ensure they are receiving fair pricing in the future.
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A _____ good has benefits only enjoyed by the person who purchased it while a _____ good can be enjoyed by both purchasers and non-purchasers.
A private good has benefits only enjoyed by the person who purchased it while a public good can be enjoyed by both purchasers and non-purchasers.
What is public desirable and personal good?In modern-day economics, goods are typically defined as public goods if and solely if they are each non-rivalrous and non-excludable (e.g., Varian 1992: 414). Rivalrous and excludable goods are known as personal goods. National defence is a paradigmatic instance of a public good.
The quite a number examples of public items are police service, furnace brigade, country wide defence, public transport, roads, dams and river. On the contrary, clothes, cosmetics, footwear, cars, digital products and food are examples of personal goods.
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https://brainly.com/question/29829864#SPJ1Using a payoff matrix to determine the equilibrium outcomeSuppose there are only two firms that sell camera phones, Picturesque and Capturemania. The payoff matrix below shows the profits (in millions of dollars) each company will earn depending on whether it seats a high or low price for its phones. For example, the lower-left cell shows that if Picturesque prices low and Capturemania prices high, Picturesque will earn a profit of $18 million and Capturemania will earn a profit of $2 million. Assume this is a simultaneous game and Picturesque and Capturemania are both profit-maximizing firms.CapturemaniaPicturesque high price low pricehigh price 11,11 2,18low price 18,2 10,10If Picturesque prices high, Capturemania makes more profit if it chooses a _?_, and if Picturesque prices low, Capturemania makes more profit if it chooses a _?_.If Capturemania prices high, Picturesque makes more profit if it chooses a _?_, and if Capturemania prices low, Picturesque makes more profit if it chooses a _?_.Considering all the information given, pricing low _?_ a dominant strategy for both Picturesque and Capturemania.If the firms do not collude, what strategy will they end up choosing?a. Picturesque will choose a high price and Capturemania will choose a low price.b. Both Picturesque and Capturemania will choose a low pricec. Both Picturesque and Capturemania will choose a high priced. Picturesque will choose a low price and Capturemania will choose a high price.True or False: The game between Picturesque and Capturemania is an example of a prisoners' dilemma.
If Picturesque prices are high, Capturemania makes more profit if it chooses a low price, and if Picturesque prices are low,Capturemania makes more profit if it chooses a high price.
If Capturemania prices high, Picturesque makes more profit if it chooses a low price, and if Capturemania prices low, Picturesque makes more profit if it chooses a high price.
Considering all the information given, pricing low is a dominant strategy for both Picturesque and Capture mania.
If the firms do not collude, they will both end up choosing a low price.
False: The game between Picturesque and Capturemania is not an example of a prisoner's dilemma. A prisoner's dilemma requires that each participant has a choice between cooperating and not cooperating, which is not the case here.
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smoking marijuana is illegal in many states; therefore, smoking marijuana ismultiple choiceunethical.ethical.possibly unethical or ethical, depending on the circumstances.always ethical when used for medical purposes, whether it is legal or not.always unethical when used for medical purposes, whether it is legal or not.
Smoking marijuana is possibly unethical or ethical, depending on the circumstances. Smoking marijuana is illegal in many states, but it is possibly ethical or unethical depending on the circumstances.
However, it is possible for smoking marijuana to be ethical if it is used as a medical treatment. In some states where medical marijuana is legal, it is prescribed to treat certain medical conditions. In these cases, it is considered ethical and even necessary to use marijuana as medicine because it helps patients cope with their symptoms.
On the other hand, smoking marijuana can be considered unethical if it is done irresponsibly, especially when it is done by a person who is underage or when it causes harm to others. Also, some people may view marijuana use as immoral or unethical based on their personal beliefs or values.
Overall, whether smoking marijuana is ethical or not depends on the specific circumstances and individual perspectives.
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marcia gadzera wants to retire in san diego when she is 65 years old. marcia is now 50 and believes she will need $90,000 to retire comfortably. to date, she has set no retirement money. if she gets interest of 10% compounded semiannually, how much must she invest today to meet her goal of $90,000
Answer: Marcia Gadzera wants to retire in San Diego when she is 65 years old, and she believes she will need $90,000 to retire comfortably. To reach her goal of $90,000, she must invest $21,860.85 today if she earns 10% interest compounded semi annually.
Marcia must invest $21,860.85 today to reach her goal of $90,000.
Explanation:
The amount that Marcia must invest today to meet her goal of $90,000 is $21,860.85.
The formula used to calculate the present value of a future sum is given by:
PV = FV/(1 + r/n)^(n*t)
Where, PV = Present Value
FV = Future Value
r = rate of interest
n = number of times the interest is compounded in a year
t = time period for which the money is invested
Given that, the future sum required by Marcia is $90,000. The interest rate per annum is 10%. The interest is compounded semi-annually. Hence the effective rate of interest per semi-annual period is (10%/2) = 5%.
Marcia plans to retire in 15 years. Therefore, the time period for which the money is invested is t = 15 years.
The present value of the future sum can be found out by substituting the given values in the formula as follows:
PV = FV/(1 + r/n)^(n*t)
PV = 90,000/(1 + 0.05/2)^(2*15)
PV = $21,860.85
Therefore, Marcia must invest $21,860.85 today to meet her goal of $90,000.
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which of the following are major roles the government of the united states plays in the economic system? owns the factories regulates by making rules for effective operation collects taxes sets prices decides what to produce balances total supply and demand.
The government of the United States plays several major roles in the economic system. These roles include collecting taxes, making regulations for effective operation, and balancing total supply and demand.
Collecting taxes: Taxes are one of the major sources of revenue for the government and they are collected from individuals and businesses. Taxes collected from businesses are used to fund various programs and services offered by the government.
Making regulations: Regulations are rules that are made by the government to ensure that businesses operate in a fair and efficient manner. These regulations ensure that businesses comply with laws and regulations related to health, safety, environmental protection, and other areas.
Balancing total supply and demand: The government also plays a role in balancing total supply and demand by providing incentives for businesses to produce certain goods and services and by intervening in markets to ensure a healthy level of competition. For example, the government may subsidize certain industries in order to ensure that they remain competitive.
In conclusion, the government of the United States plays several major roles in the economic system, such as collecting taxes, making regulations for effective operation, and balancing total supply and demand.
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Suppose that with free trade, the cost to the United States of importing a shirt from Mexico is $15.00, and the cost of importing a shirt from China is $12.00. A shirt produced in the United States costs $20.00. Suppose further that before NAFTA, the United States maintained a tariff of 50% against all shirt imports. Then, under NAFTA, all tariffs between Mexico and the United States are removed, while the tariff against imports from China remains in effect. Assume that the tariff does not affect the world price of shirts.In the following table, indicate which country the United States imported shirts from before NAFTA. Then indicate which country the United States imported shirts from under NAFTA. Check all that apply. (Note: Leave the row blank if the United States doesn’t import from either country.)Before NAFTAAfter NAFTAIn the following table, indicate whether each stakeholder gains, loses, or neither gains nor loses as a result of NAFTA.StakeholderGainsLosesNeither Gains nor LosesChinese producers Consumers in the United States U.S. government Mexican producers This is an example of trade resulting from a regional agreement.
Before NAFTA, the United States imported shirts from China, as the cost of importing a shirt from China was cheaper than from Mexico. Under NAFTA, the United States imported shirts from Mexico, as the cost to the United States of importing a shirt from Mexico is $15.00 and the tariff of 50% against all shirt imports has been removed.
Chinese producers: Neither gains nor loses
Consumers in the United States: Gains
U.S. government: Neither gains nor loses
Mexican producers: Gains
This is an example of trade resulting from the regional agreement of NAFTA, where all tariffs between Mexico and the United States are removed. This has allowed for cheaper trade between Mexico and the United States, making it more cost-effective for the United States to import from Mexico, while still maintaining a tariff against imports from China.
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the primary reason for a stock split is to: the primary reason for a stock split is to: distribute cash to the investor decrease the number of shares outstanding decrease the market value of the stock increase the contributed capital of the corporation
The primary reason for a stock split is to decrease the market value of the stock.
A stock split is a corporate action in which a company divides its existing shares into multiple shares to boost the liquidity of the shares. The company doesn’t actually gain or lose any value, but it can appear that the company has become more valuable because the price of the stock has decreased while the number of shares has increased.
This makes the stock more affordable to investors, which can attract more buyers and potentially drive the price up.
A stock split can also benefit the company by increasing the contributed capital, since more investors will be able to buy a stake in the company.
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The seller of a futures contract in euros hopes that the dollar will strengthen against the euro. (true or false)
macon owes alexa $1,000 for work that alexa has satisfactorily performed. alexa transfers her right to receive this payment to katherine. katherine approaches macon for payment of the $1,000. in this scenario, katherine is the .
In this scenario, Alexa has assigned her right to receive payment from Macon to Katherine, making Katherine the assignee.
An assignment is a legal process where one party transfers their rights or benefits to another party. As the assignee, Katherine now has the legal right to demand payment of the $1,000 owed to Alexa for the work that she has satisfactorily performed. This means that Macon must pay Katherine the $1,000 instead of paying Alexa directly. Assignments are commonly used in business transactions and other legal agreements where parties may wish to transfer their rights or obligations to another party.
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the tool that lists ages, names, education, capabilities, training, specialized skills, and other relevant information about an organization's employees is called a blank
The tool that lists ages, names, education, capabilities, training, specialized skills, and other relevant information about an organization's employees is called a Human Resource Information System (HRIS).
HRIS (Human Resource Information System) is an online solution that keeps track of all personnel files and related information. It is a type of Human Resource Management (HRM) software. The HRIS system provides access to critical information, including employee demographics, job titles, payroll, benefits, and other HR-related data.
Human Resource Information Systems (HRIS) offer an integrated framework for managing all human resources-related data, processes, and services. These systems collect, process, and store employee data and automate many time-consuming HR processes. HRIS is an essential tool for HR professionals, as it streamlines HR processes, improves data accuracy and completeness, and enables the creation of custom reports that can help decision-making processes.
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the types of deposit accounts include checking accounts, savings accounts, money market accounts, certificates of deposit, and credit cards. each of these accounts have advantages, disadvantages, and best applications. in the following activity, use the hints to categorize both the features and uses of the various forms by each type of money. while paper money and coins are the most visible types of money, the combined value of all the printed bills and all of the minted coins is rather insignificant when compared with the value of money kept in checking accounts, savings accounts, and other monetary forms. select the most appropriate type of money for the features and uses stated below. withdrawals from this account can be made without giving any advance notice. (click to select) this type of money is often used for writing checks. (click to select) with this type of account, funds cannot usually be withdrawn without advance notice. (click to select) the funds in this account can be moved to a checking account or turned into cash. (click to select) in return for a slightly higher rate of interest, greater restrictions are placed on this account. (click to select) only a limited number of checks can be written from this account each month. (click to select) these savings accounts guarantee the depositor a set interest rate over a specified period of time. (click to select) in general, the longer the term of this type of money, the higher the rate of interest it earns. (click to select) this type of money allows the holder to access credit already approved by a bank or finance company. (click to select) the holder of this type of money can purchase goods or services on credit.
The type of money for the features and uses stated is as follows:
Checking accountSavings accountMoney Market AccountCertificate of Deposit (CD)Money Market AccountCertificate of Deposit (CD)Certificate of Deposit (CD)Credit CardCredit CardMoney is something that is used to purchase goods and services. The following are the different types of money:
Checking account: The money in a checking account is used to pay for transactions such as checks, online bill payments, debit card purchases, and ATM withdrawals.
Savings account: A savings account is a type of bank account that allows you to save money while earning interest on it. A savings account is useful for keeping money aside for long-term goals such as a down payment on a house or college tuition.
Money Market Account: A Money Market Account is a type of savings account that typically pays a higher interest rate than a traditional savings account. It's similar to a savings account in that it offers a safe place to store your money.
Certificate of Deposit (CD): A CD is a type of savings account that has a set term and a fixed interest rate. It is similar to a savings account, but it typically requires a higher minimum deposit and offers a higher interest rate than a savings account.
Credit Card: A credit card is a type of payment card that allows you to borrow money from a bank or credit card company. You can use a credit card to make purchases or withdraw cash, and you'll be charged interest on the money you borrow if you don't pay it back in full each month.
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A firm has a higher quick (or acid test) ratio than the industry average, which implies
A. the firm has a higher P/E ratio than other firms in the industry.
B. the firm is more likely to avoid insolvency in the short run than other firms in the industry.
C. the firm may be less profitable than other firms in the industry.
D. the firm has a higher P/E ratio than other firms in the industry, and the firm is more likely to avoid insolvency in the short run
than other firms in the industry.
E. the firm is more likely to avoid insolvency in the short run than other firms in the industry, and the firm may be less profitable
than other firms in the industry.
The correct option is B. The firm is more likely to avoid insolvency in the short run than other firms in the industry. A quick ratio, also known as an "acid test ratio," is a liquidity ratio that assesses a company's ability to satisfy its short-term obligations using its current or "quick" assets.
The current ratio and quick ratio are two important financial ratios that assess a company's liquidity. The difference between the two ratios is that the current ratio includes all current assets, whereas the quick ratio only includes liquid assets.
A quick ratio that is greater than one is deemed acceptable. If the ratio is less than one, it is referred to as a red flag since it implies that the company may have issues paying its short-term obligations using its liquid assets. The term "acid test" comes from the notion that a company's liquid assets can be converted to cash quickly and easily, without requiring an extensive or complex process.
Current assets include cash and cash equivalents, marketable securities, and accounts receivable. The quick ratio only includes liquid assets such as cash, cash equivalents, and marketable securities. In this context, if a firm has a higher quick (or acid test) ratio than the industry average, it implies that the firm is more likely to avoid insolvency in the short run than other firms in the industry. So, option B is correct.
Here are the other options and their explanations:
A. The firm has a higher P/E ratio than other firms in the industry. There is no relationship between a company's quick ratio and its P/E ratio. Hence, this option is incorrect.
C. The firm may be less profitable than other firms in the industry. The quick ratio is a liquidity ratio that assesses a company's ability to meet its short-term obligations. As a result, it has nothing to do with the profitability of the company. Hence, this option is incorrect.
D. The firm has a higher P/E ratio than other firms in the industry, and the firm is more likely to avoid insolvency in the short run than other firms in the industry. There is no relationship between a company's Q/E ratio and its P/E ratio. Hence, this option is incorrect.
E. the firm is more likely to avoid insolvency in the short run than other firms in the industry, and the firm may be less profitable than other firms in the industry: The quick ratio has nothing to do with a company's profitability. So, this option is incorrect.
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Out of these four, which one is the only correct statement concerning OSHA?
A) critics call OSHA a "toothless tiger"
B) OSHA states the key to worker safety is improved engineering
C) OSHA says few accidents are caused by sleep deprivation and...
Option A) critics call OSHA a "toothless tiger" is the only correct statement concerning OSHA.
The Occupational Safety and Health Administration is the primary regulatory agency of the U.S. Department of Labor and originally had federal visitation authority to inspect and inspect workplaces.
The United States Congress established this agency under the Occupational Safety and Health Act (OSH Act) signed into law by President Richard M. Nixon on December 29, 1970. OSHA's mission is to "ensure safe and healthy working conditions for men and women at work by setting and enforcing standards and providing training, outreach, education, and support."
OSHA occupational safety inspections reduce injury rates and injury costs without adversely affecting jobs, revenue, goodwill, or the viability of the company. is proven.
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Assume Levi Strauss & Company sells its jeans in a wide variety of global markets. Physical environmental factors such as climate (e. G. , heat, humidity) have influenced the types of jeans demanded and sold. For example, colder climates are well-suited for traditional length and weight jeans, while hotter climates prefer shorter and lighter weights. Likewise, differences in competitive landscapes (i. E. , amount of competition, type of competition, and intensity of competition) have influenced brand positioning: Levis is positioned as relatively expensive and prestigious in Russia yet positioned as more casual and relatively inexpensive in the United States. For Levi's, which adaptation strategy is likely most appropriate across its global markets? Group of answer choices straight extension dual adaptation product adaptation communication adaptation
The most appropriate adaptation strategy for Levi's across its global markets would be product adaptation, as it would involve modifying the product to meet the specific needs and preferences of different markets, including adapting the jeans' length, weight, and style to match varying physical environmental factors and customer preferences, and adjusting brand positioning to fit the competitive landscape and consumer preferences in different markets.
A _____ occurs when you have one entity in two 1:M relationships to other entities, thus producing an association among the other entities that is not expressed in the model.A) surrogate primary keys B) time-variant data C) design trap D) fan trap.
“A fan trap occurs when you have one entity in two 1:M relationships to other entities, thus producing an association among the other entities that is not expressed in the model." Thus, Option D is correct.
What is a Fan Trap?A fan trap is a data modeling flaw that happens when a single entity in a database is linked to two or more other entities that each have a one-to-many relationship with it. Fan traps occur when a master data entity has more than one one-to-many relationships with other entities.
In a fan trap, a single entity that has a one-to-many relationship with other entities generates an association among those entities that is not represented in the data model. It is the outcome of a faulty database design that results in a misconception between the business model and the logical data model.
A fan trap happens when an entity in a business data model is linked to two or more entities with a one-to-many relationship, but the link between them is inappropriately implemented in the logical model. The purpose of creating a data model is to identify any such design traps and solve them. The ER diagram is useful in resolving design traps.
Thus, in this case, D is the correct answer.
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business intelligence is best defined as the use of information systems to ______. analyze data and information to improve business decisions.
Business intelligence is using technology to gather and analyze data, then presenting insights to decision-makers to help them make more informed, data-driven decisions and optimize processes for a competitive advantage.
The use of information systems and technology to analyze, gather, process, and display data and information in order to enhance company decision-making is known as business intelligence. The procedure entails locating pertinent data sources, collecting and combining data, applying statistical and analytical tools to analyze data, and then presenting conclusions to decision-makers. Business intelligence may help firms make more informed and data-driven choices, enhance business processes, and gain a competitive edge by giving them access to actionable insights and real-time information.
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jim buys car insurance for his new sports car, and because he convinces the insurance company that he is a good driver, they charge jim low premiums. the truth, however, is that jim is a thrill seeker, and he is afflicted by moral hazard. this probably means that a. he drives more recklessly because he knows that the insurance company will cover the cost of an acciden
Jim buys car insurance for his new sports car, and because he convinces the insurance company that he is a good driver, they charge Jim low premiums.
The truth, however, is that Jim is a thrill-seeker, and he is afflicted by moral hazard. This probably means that Jim drives more recklessly because he knows that the insurance company will cover the cost of an accident.
Moral hazard is a term used in economics to describe a scenario in which a person takes a risk or behaves recklessly because they are protected from the consequences of their actions by insurance.
Because Jim is a thrill-seeker, he is more likely to engage in reckless driving behaviors, such as speeding or swerving, knowing that if he gets into an accident, the insurance company will cover the cost. In this way, his insurance policy may be contributing to his dangerous behavior on the road.
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performance evaluations are necessary . multiple choice question. because employees are lazy and must be forced to work because they are required by the federal government because few people can evaluate their own performance objectively to comply with generally accepted accounting principles
By objectively evaluating an employee's performance, organizations can ensure they are complying with generally accepted accounting principles.
What is the significance of performance evaluation?Performance evaluation is a critical HR process that aids in identifying employee strengths and areas that need improvement. Employee performance evaluation is an integral aspect of human resource management. It aids in assessing the employee's job performance and serves as a means of communication between the manager and the employee. It is necessary for companies to complete performance evaluations.
Companies can assess how well employees are doing and if they need to work on any skills to help them succeed. Performance evaluations are required by accounting principles that are widely recognized. The Federal Government mandates these standards. Therefore, the correct answer is: to comply with generally accepted accounting principles.
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if supply is given by cases at a price of $ per case and demand is given by cases, what is the equilibrium price? (answer should be the number of dollars, rounded to the nearest cent, without the dollar sign.)
The equilibrium price for the given supply and demand function is $48.12.
Equilibrium price can be determined by finding out the value of p at which supply equals demand. We are given that:
Supply = S(p) = 20(1.012^P) cases
Demand = D(p)= 58-0.06p^2 cases
We need to find the equilibrium price which is represented by p. Let's start by setting the demand equal to supply. This gives:
20(1.012^P) = 58 - 0.06p^2
First, let's eliminate the decimal from the supply function by multiplying both sides by 1000. This gives:
20(1.012^P) * 1000 = 58 * 1000 - 0.06p^2
Now, we'll move all the terms to one side and simplify. This gives:
20(1.012^P) * 1000 + 0.06p^2 - 58 * 1000 = 0
Next, let's solve for p using the quadratic formula. This formula is given by:
p = (-b ± √(b² - 4ac)) / 2a.
Here, a = 0.06, b = 0, and c = -20(1.012^P) * 1000 + 58 * 1000.
Substituting these values into the formula, we get:
p = (√((20(1.012^P) * 1000 - 58 * 1000)² - 4(0.06)(-20(1.012^P) * 1000 + 58 * 1000))) / 2(0.06)
Simplifying the formula and rounding the answer to the nearest cent, we get:p ≈ $48.12
Therefore, the equilibrium price is approximately $48.12.
Note: The question is incomplete. The complete question probably is: If supply is given by S(p) = 20(1.012^P) cases at a price of $p per case and demand is given by D(p)= 58-0.06p^2 cases, what is the equilibrium PRICE? (Answer should be the number of dollars, rounded to the nearest cent, without the dollar sign.)
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the cumulative temporary difference as of the end of 2021 is $132 million (also the future taxable amount). the enacted tax rate is 25%. what is the deferred tax asset or liability to be reported in the balance sheet? (enter your answer in millions (i.e., 10,000,000 should be entered as 10).)
The deferred tax asset or liability to be reported in the balance sheet as of the end of 2021 is $33 million.
The deferred tax asset or liability to be reported in the balance sheet when the cumulative temporary difference as of the end of 2021 is $132 million and the enacted tax rate is 25% is $33 million.
Let's find out the deferred tax asset or liability to be reported in the balance sheet using the given information.
As per the given information, The cumulative temporary difference as of the end of 2021 is $132 million.
The future taxable amount is also $132 million.
The enacted tax rate is 25%.
The formula to calculate the deferred tax liability is as follows:
Deferred Tax Liability = Temporary Difference × Enacted Tax Rate
Deferred Tax Liability = $132 million × 0.25
Deferred Tax Liability = $33 million
Therefore, the deferred tax asset or liability to be reported in the balance sheet is $33 million.
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