The period of time that is requested for inspection and review of education records, according to federal law is 45 days.
What is an education records review?This is a review of the academic standing of a student. The reason why the review is needed is probably because the student wants to apply for a new school.
According to federal law, when the request is received, the records must be provided within 45 days.
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Why is it important to plan early for your retirement?
That way you can choose the right major in college.
In order to take advantage of the power of compounding.
Planning early will allow you to invest in new companies.
Taxes on retirement investments increase as you get older.
It is quite important to begin to plan early for your retirement In order to take advantage of the power of compounding.
Why should you plan early for retirement?When you start planning early for retirement, you get to invest funds earlier and leave them to grow for longer.
This means that you can take advantage of the power of compounding, in that your investment will compound for longer and accumulate to higher levels.
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Which activities support the central idea about financial planning? select 3 options. saving money in a piggy bank making impulsive candy purchases investing extra money to earn interest spending lavishly as a personal reward purchasing stock in a growing company
Answer:
a, c and e
Explanation:
The activities support the central idea about financial planning include options A, C and E: Saving money in a piggy bank,Investing extra money to earn interest and Purchasing stock in a growing company.
What is the term Financial Planning about?
Financial Planning is literally the establishment of the policies, steps and procedures that will be implemented from a financial and resources point of view to ensure that the objectives and vision of a company are met.
One of its purposes is to help a company establish the monetary resources it will need, aside from the human and material resources, to meet the objectives and be productive.
This is why, the piggy bank, which means saving money, and investing to earn interest and purchasing stock in other growing businesses.
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New balance, inc. , successfully repositioned its athletic shoes to focus on fit, durability, and comfort rather than competing head-on against nike and adidas on fashion and professional sports. new balance is likely reacting to a.
The action of New Balance, Inc. to successfully reposition its athletic shoes to focus on fit, durability, and comfort rather than competing head-on against Nike and Adidas in fashion and professional sports is A. a reaction to a competitor's position.
What is competitive positioning?Competitive positioning is offering and creating value for your customers and brand in the market.
The following four competitive positions can be assumed by an entity, depending on the adopted market strategies:
Market leadershipMarket challengingMarket followershipMarket niching.Answer Options:A. react to a competitor's position
B. reach a new target market segment
C. catch a rising trend
D. change the value offered to its customers
E. accommodate its target audience's preference for comfortable sneakers
Thus, New Balance, Inc. is likely reacting to Option A.
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An online photo printing company can temporarily lose its e-commerce ubiquity if.
An online photo printing company can temporarily lose its e-commerce ubiquity if its website crashes as a result of a coding error or an attack by hackers.
What is E-Commerce Ubiquity?This refers to the ability of a company to give its customers unrestricted access to its products and service at all times.
Hence, we can note that an online photo printing company can temporarily lose its e-commerce ubiquity if the customers are unable to get access to its service as a result of its website crash and customers lose accessibility.
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A great way to make an impression after an interview is to send a handwritten thank-you note to your interviewer within ________ after your interview.
The best way to make an impression on your interviewer is to send a handwritten thank-you note within 48 hours after your interview.
What is an Interview?An interview is an assessment of an individual. It is a structured conversation where one asks questions and the other provides an answer to the questions.
Interviews are used most times to know the qualification of an individual and to get to know more about the individual. To make an impression on the interviewer, it is advisable to send a thank you note to the interviewer within 48 hours after the interview.
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What risk are you taking when you invest your money in the stock market?.
Answer:
You could lose your entire investment.
Explanation:
According to the principles of scientific management, the best way to improve productivity is to.
Answer:
here is ur answer
Explanation:
According to the principles of scientific management, the best way to improve productivity is to: use time-motion studies to find the best method of doing each job, then teach those methods to employees
Over the long run, a surge in aggregate demand from a neoclassical perspective will most likely result in:
Answer: an increase in price level
Explanation:
Promotion is one of the four ps of marketing. The promotion mix is.
Answer:
Marketing mix refers to the four Ps of marketing: product, price, place, and promotion. In order to effectively market a good or service, there are a number of key elements, and these elements interact strongly.
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An indication of one’s lifestyle is __________________.
the kind of vehicle you drive
the kind of house you live in
the kind of clothes you wear
all of the above
Answer:
all of the above
Explanation:
all of these indicates one's lifestyles.
Allison, age 40, earns $95,000 annually; her wage replacement ratio has been determined to be 70%. She expects inflation will average 3% over her entire life expectancy. She expects to work until 67, and live until 95. She anticipates a 7. 5% return on her investments. Allison does not expect to receive any Social Security retirement benefits.
Calculate Allison’s annual retirement needs in today’s dollars
What is the amount of Allison’s first retirement distribution at age 67
Calculate Allison’s capital needed at retirement age 67
a. The retirement needs in todays dollars is $66,500
b. $147,715.2 is the amount of Allison’s first retirement distribution at age 67
c. The capital at retirfement at this age is $2,463,098.27
a. The retirement needs in todays dollars= Earnings in this period x wage replacement
= 95000 * 0.70
= $66,500
b. The wage at the age of 40 is = 95000 dollars
Inflation rate that is in the economy = 3%
Age difference = 67 - 40 = 27
Adjusted inflation that is based on age
95000x(1+3%)²⁷
= 95000 x 2.22128
= $211,022.46
The replacement ratio = 70%
$211,022.46 x 0.7
= $147,715.2
$147,715.2 is the amount of Allison’s first retirement distribution at age 67
c. The solution for c is contained in the excel document below.
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________ innovation is based on the conviction that new products and consumer solutions can successfully emerge only from inside the organization. marketing
Marketing innovation is based on the conviction that new products and consumer solutions can successfully emerge only from inside the organization.
What is marketing innovation?Marketing innovation is a term used to refers to how the new products can be used to convince the consumer so they can buy it.
It is based on the organization can comes up with better idea to win heart of consumer.
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Hideki just received his latest bank statement. To make sure it is correct, he
should:
A. call the bank to ask for help.
B. call his creditors to check accuracy of payments.
C. reconcile his statement with his own record.
D. withdraw funds to make sure his account is active.
Answer:
call the bank to ask for help
What is one financial opportunity you could enjoy if you didn’t have to worry about making a monthly student loan payment?.
A financial opportunity that one could enjoy if one doesn't have to worry about making a monthly student loan payment is investing the money.
What is a loan?It should be noted that a loan simply means the money that's given to another party that will be repaid in the future with interest.
In this case, the financial opportunity that one could enjoy if one doesn't have to worry about making a monthly student loan payment is investing the money.
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Firelight Corporation manufactures and sells two types of decorative lamps, Knox and Ayer. The following data are available for the year 2020. Machine setup-hours is the only driver of manufacturing overhead costs. Firelight has a set up capacity of 660 hours.
Required:
Calculate the manufacturing overhead costs budget
The manufacturing overhead budget contains the manufacturing costs other than the direct materials and direct labor.
What is manufacturing overhead budget?
Your information is incomplete. Therefore, an overview will be given. The information in the manufacturing overhead budget is part of the cost of goods sold line item in the master budget.
One can calculate it by dividing the total expected overhead costs for one period by the number of direct labor hours expected in that period.
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X circle company purchased a computer system black box, inc. With a list price of $100,000 plus 5% sales tax. The cost to deliver and install the computer was $10,000. The debit to equipment equals.
The debit to the equipment account should equal $115,000 for X Circle Company, which recently purchased a computer system black box.
What is the recognized cost of the equipment?The costs that should be recognized for the purchase of new equipment (or asset) include all the costs that will bring the asset into use.
These costs include the purchase cost, delivery, and installation costs.
Data and Calculations:Computer system black box = $100,000
5% sales tax = $5,000 ($100,000 x 5%)
Delivery and Installation costs = $10,000
Total cost of computer = $115,000 ($100,000 + $5,000 + $10,000)
Thus, the debit to the equipment account should equal $115,000.
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Organizations use ______ such as commissions, profit-sharing, bonuses, and stock options to attract and retain top performers.
Answer:
The answer is incentives
Explanation:
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Raphael, Alex, and Clancy are lumberjacks who live next to a forest that is open to logging; in other words, anyone is free to use the forest for logging. Assume that these men are the only three lumberjacks who log in this forest and that the forest is large enough for all three lumberjacks to log intensively at the same time.
Each year, the lumberjacks choose independently how many acres of trees to cut down; specifically, they choose whether to log intensively (that is, to clear-cut a section of the forest, which hurts the sustainability of the forest if enough people do it) or to log nonintensively (which does not hurt the sustainability of the forest). None of them has the ability to control how much the others log, and each lumberjack cares only about his own profitability and not about the state of the forest.
Assume that as long as no more than one lumberjack logs intensively, there are enough trees to regrow the forest. However, if two or more log intensively, the forest will become useless in the future. Of course, logging intensively earns a lumberjack more money and greater profit because he can sell more trees
The solutions which would ensure that the forest is sustainable in the long run assuming that the regulation is enforceable are:
Convert the forest to private property, and allow the owner to sell logging rights.Outlaw logging intensively.What is LumberJacking?This refers to the cutting down of trees for the purpose of making woods.
With this in mind, we are aware that because lumberjacking is not regulated, then anyone can use the forest for logging and because of this, independent lumberjacks come to the forest to cut down trees and in the process hurts the sustainability of the forest.
Hence, we can see that the way to ensure that the forest is sustainable in the long run assuming that the regulation is enforceable is to outlaw logging intensively and also to convert the forest to private property, and allow the owner to sell logging rights.
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In terms of microeconomic analysis, what is the function of utils?.
Answer: a measurement of utility
Explanation:
True or false: All employees make an impact on a business.
5 points
True; all employees make a positive impact on a business
True; all employees make either a positive or negative impact on a business
False; only managers and supervisors make an impact on a business
False; only executives and board members make an impact on a business
Answer:
true; all employees make either a positive or negative impact on a business
Explanation:
Which of the following agencies can request that more money be printed
Answer:
Only the Federal Reserve -- America's independent central bank -- can instruct the Bureau of Engraving and the U.S. Mint to print more money. Typically, the Fed makes one phone call a year to the Bureau of Engraving with a request for more money to be printed.
Explanation:
Abardeen corporation borrowed $90,000 from the bank on october 1, year 1. The note had an 8 percent annual rate of interest and matured on march 31, year 2. Interest and principal were paid in cash on the maturity date. Required a. What amount of cash did abardeen pay for interest in year 1? b. What amount of interest expense was recognized on the year 1 income statement? c. What amount of total liabilities was reported on the december 31, year 1, balance sheet? d. What total amount of cash was paid to the bank on march 31, year 2, for principal and interest? e. What amount of interest expense was reported on the year 2 income statement?.
a) The amount of cash that Abardeenn Corporation paid for interest in year 1 is $0.
b) The amount of interest expense recognized on the year 1 income statement is $1,800 ($90,000 x 8% x 3/12).
c) The amount of total liabilities reported on the December 31, year 1 balance sheet is $91,800 ($90,000 + $1,800).
d) The total amount of cash paid to the bank on March 31, Year 2, for principal and interest is $93,600 ($90,000 + ($90,000 x 8% x 6/12).
e) The amount of interest expense reported on the year income statement is $1,800 ($90,000 x 8% x 3/12).
How is interest calculated?Interest can be computed by applying the interest rate to the amount of notes payable based on the period under coverage.
For example, the interest amount for a six month is not the same as the interest amount for a full year, as interests are always prorated.
Data and Calculations:Amount of Note Payable = $90,000
Annual interest rate = 8%
Maturity date = March 31, Year 2
Maturity period = 6 months
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In a recent annual report, General Electric reported the following in its inventory note:
December 31 (dollars in millions) Current Year Prior Year
Raw materials and work in progress $5,613 $5,325
Finished goods $2,813 $2,576
Filled shipments $252 $277
$8,678 $8,178
Less revaluation to LIFO (2,286) (2,096)
LIFO value of inventories $ 6,392 $ 6,082
It also reported a $22 million change in the cost of goods sold due to "lower inventory levels".
Required:
Compute the increase or decrease in the pretax operating profit (loss) that would have been reported for the current year had GE employed FIFO accounting for all inventory for both years
Based on the LIFO reserve for both years, the increase in pretax operating profit would have been $190 million.
What is the change in pretax operating profit?The change in pretax operating profit if GE used FIFO instead of LIFO is:
= Revaluation to LIFO in current year - Revaluation to LIFO in previous year
Solving gives:
= 2,286 - 2,096
= $190 million.
Because this shows a larger value for ending inventory under FIFO, it means that the Cost of Goods sold would be less thereby increasing profits by $190 million.
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Whenever price is ______ average variable costs but is ______ average total costs, the firm can pay part, but not all, its fixed costs by producing.
Whenever price is exceed average variable costs but is less than average total costs, the firm can pay part, but not all, its fixed costs by producing.
What is price?Price is the money paid for a service rendered or goods and services bought.
The price of a goods is determined by the number of goods or the type of an item.
Therefore, Whenever price is exceed average variable costs but is less than average total costs, the firm can pay part, but not all, its fixed costs by producing.
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Select the correct answer.
Ichika is writing a thank-you letter to an interviewer. Which statement should go in the beginning of Ichika's letter?
OA. In this letter, I am enclosing a sample of the index card layout that I mentioned during the interview.
OB.
I am very eager to join the Lexo Library and work with the head librarian and other team members.
Oc. Thank you for meeting me last Monday and considering me for the assistant librarian position.
OD. My knowledge of Indexing techniques will be a great asset for the new section your library plans to add.
Answer:
C. Thank you for meeting me last Monday and considering me for the assistant librarian position.
Explanation:
In a graph, ____ lines can be added to compare performance of competing products.
Marketers often make product adjustments in order to keep the product competitive and continue to provide satisfaction to the buyer. Hence, they make use of product line.
In a graph, product lines can be added to compare performance of competing products.
Product linesA product line can contain one product or hundreds. The number of products in a product line refer to its product line depth, while the number of separate product lines owned by a company is the product line width (or breadth).
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Describe your strategy for pricing your goods or service. What will the final price be?:
Answer:
Think of the price of materials then of your time
Explanation:
One difference between products and services is demonstrated by a hair salon, where the stylist delivers the service at the same time the customer receives it. This is called
Inseparability is the difference between products and services as demonstrated by a hair salon, where the stylist delivers the service at the same time the customer receives it.
What is services marketing?Service marketing is a strategy which promotes and showcases the intangible benefits and offerings delivered by a company to drive end. It is a marketing based on relationship and value.
In service Marketing, a service or an intangible commodity is promoted and marketed among the target audience.
Hence, Inseparability is the difference between products and services as demonstrated by a hair salon, where the stylist delivers the service at the same time the customer receives it.
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Which of the following types of credits would best describes home equity loans? a. closed and secured b. closed and unsecured c. open and secured d. open and unsecured please select the best answer from the choices provided a b c d
The home equity loans are such loans often associated with line of credits and are for a short term. Such loans are open and secured types of credit facility.
What are home equity loans?Home equity loans are generally referred to as such loans where the home of the borrower is kept as collateral and is open to be utilized for any legal purpose.
It is generally given for a short term and the repayment is often done monthly over a span of the entire term of the loan. As the collaterals can be used by the banks in case of defaults by the borrower, it is a secured type of loan.
Hence, option C; the above-mentioned facts describe that a home-equity loan is an open and secured type of credit facility.
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Question 1: [38 marks]
Below is the Ledger of Timothy Kingfisher for January 2022
DR
Capital
30,000 5/1/2022
CR
30,000
Closing balance / c/d
Bank
Total
30,000
Total
Opening Bal/b/a
30,000
30,000
DR
5/1/2022
Capital
Closing Bal/c/d
30,000
3,000
Bank
6/1/2022 Purchases
8/1/2022 Computer
10/1/2022 Office equipment
CR
20,000
1,000
12,000
Total
30,000
Total
Opening Bal/b/a
30,000
3,000
DR
6/1/2022
Bank
Purchases
20,000
Closing Bal/c/a
CR
20,000
Total
20,000
Opening Bal/b/d
20,000 Total
20,000
Computer
1,000
DR
8/1/2022
CR
Bank
Closing Bal/c/a
1,000
1. The transactions relating to the ledger postings above for Timothy Kingfisher for January 2022 are as follows:
Jan. 5 Bank $30,000 Capital $30,000
Jan. 6 Purchases $20,000 Bank $20,000
Jan. 8 Computer $1,000 Bank $1,000
Jan. 10 Office Equipment $12,000 Bank $12,000
Jan. 25 Mr. R.R. Yogo $10,000 Sales Revenue $10,000
2. Journalizing the entries of the January transactions for Timothy Kingfisher is as follows:
Jan. 5 Debit Bank $30,000
Credit Capital $30,000
Jan. 6 Debit Purchases $20,000
Credit Bank $20,000
Jan. 8 Debit Computer $1,000
Credit Bank $1,000
Jan. 10 Debit Office Equipment $12,000
Credit Bank $12,000
Jan. 25 Debit Mr. R.R. Yogo $10,000
Credit Sales Revenue $10,000
3. An email, advising the owner of the business based on the evidence from the balances in the T accounts is as follows:
April 12, 2022
From: Financial Controller
To: Managing Director, CEO
Subject: Maintaining Positive Bank Balances
The above subject refers.
There is a need to plan cash expenses to match with cash inflows, using a Cash Budget.
For example, the Office Equipment that made the business overdraw its account with the bank could have been negotiated as a credit transaction.
Alternatively, an arrangement could have been made with the bank on overdraft facilities to help avoid unnecessary bank charges and penalties.
Regards,
4. The balance on the Bank T-account on January 9, 2022, would have been $9,000 ($30,000 - $20,000 - $1,000). This is the bank balance before the purchase of Office Equipment on January 10, 2022.
Question Completion:1. Write down the transactions relating to the ledger postings above.
2. Journalize the entries.
3. Using an email format, advise the owner of the business drawing on evidence from the balances in the T accounts.
4. What would the balance be on the Bank T-account as of 9th January 2022. Show workings.
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