The main purpose of risk identification in an organization is to understand threats to critical resources.
Risk identification refers to the process of identifying and evaluating potential risks to an organization's assets, processes, and operations. It is the first phase of the risk management process, and it is crucial to the success of risk management.
A risk identification program should include the following components: A framework for identifying and assessing risks. The methodology that is used to identify and assess risks. A systematic approach to identifying risks based on organizational goals and objectives. A procedure for reporting, tracking, and responding to identified risks.
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pauline orally agrees to sell her house to wanda for $400,000. before the closing, pauline changes her mind. pauline's best defense to wanda's lawsuit against her is:
Pauline's best defence to Wanda's lawsuit against her is that she entered into the contract orally and that it is unenforceable because it is not in writing.
According to the Statute of Frauds, certain contracts must be in writing in order to be legally enforceable, and real estate contracts are one of them. Therefore, Pauline can argue that the oral contract is not valid and cannot be enforced by law.
Pauline's best defence to Wanda's lawsuit against her is that there was no written contract signed by both party. An oral agreement is a type of contract that is based solely on words rather than writing.
Wanda can bring a lawsuit against Pauline for breach of contract if Pauline orally agreed to sell her house to Wanda for $400,000, but Pauline changed her mind before the closing date. However, Pauline may argue that Wanda has no claim because the contract was never written and, thus, unenforceable.
Therefore, Pauline's best defence to Wanda's lawsuit against her is that there was no written contract signed by both party.
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Convert a anthracite coal price of $90 /ton to $/MMBtu. Heat content of anthracite coal is 15,000 Btu/pound.
O $15.52/MMBtu o $3/MMBtu
o $90.00/MMBtu o 3.86/MMBtu
The price of anthracite coal of $90/ton is $3/MMBtu if the Heat content of anthracite coal is 15,000 Btu/pound. Thus, option b is correct.
The Coal price = $90/ton
The heat content of anthracite coal = 15,000 Btu/pound.
To convert the price of anthracite coal from $/ton to $/MMBtu, we need to find out the price per unit of energy in MMBtu.
One Ton = 2,000 pounds.
We need to calculate the price per unit of energy by dividing the price per ton by 2,000. Mathematically,
weight = $90/ton ÷ 2,000 lb/ton
Weight = $0.045/lb
Now, we need to convert the price per pound to $/MMBtu. It can be calculated by dividing the price per pound by the heat content per pound and then multiplying by the heat content per MMBtu. Mathematically,
anthracite coal = $0.045/lb ÷ 15,000 Btu/lb × 1 MMBtu/1,000,000
anthracite coal = $3/MMBtu
Therefore we can conclude that the price of anthracite coal at $90/ton is $3/MMBtu if the heat content of anthracite coal is 15,000 Btu/pound.
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an owner of real estate sold the same parcel of land to two different buyers at the same time. when both buyers meet at the property they discover that they both have recorded deeds for the property. which type of lawsuit will they file to determine who has title?
The type of lawsuit that the two buyers who discover that they both have recorded deeds for the same parcel of land will file to determine who has title is an action to quiet title.
An action to quiet title is a lawsuit that is filed to establish who has ownership of real property. It is a legal remedy used to settle disputes related to the ownership of real estate, such as title defects, boundary disputes, or ownership challenges.
This type of lawsuit seeks to remove any claims or disputes regarding the ownership of a property and establish clear title to the property.
The two buyers who discover that they both have recorded deeds for the same parcel of land will have to file an action to quiet title lawsuit to determine who has title. In this type of lawsuit, a judge will review the evidence provided by each party and make a ruling on who has the rightful claim to the property.
The ruling will provide a clear determination of ownership and will settle the dispute between the two buyers.
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At the beginning of the year, Kullerud Manufacturing had a credit balance in its allowance for doubtful accounts of $6,307. During the year Kullerud made credit sales of $890,000, collected receivables in the amount of $812,000, wrote off receivables in the amount of $31,425, and recorded bad debt expense of $33,750.
Compute the ending balance in Kullerud's allowance for doubtful accounts.
At the beginning of the year, Kellard Manufacturing had a credit balance in its allowance for doubtful accounts of $6,307.
During the year Kellard made credit sales of $890,000, collected receivables in the amount of $812,000, wrote off receivables in the amount of $31,425, and recorded bad debt expense of $33,750.What is the ending balance in Kullerud's allowance for doubtful accounts?The balance for Allowance for Doubtful Accounts at the beginning of the year is $6,307.Kellard's bad debt expense is $33,750.
Kellard's write-offs are $31,425, and Kellard's collection of receivables is $812,000.We can calculate the ending balance in Kellard's allowance for doubtful accounts using the following formula: Ending balance in Allowance for Doubtful Accounts = (Beginning balance in Allowance for Doubtful Accounts + Bad Debt Expense) - Write-Offs The ending balance in Kellard's allowance for doubtful accounts is as follows:$6,307 + $33,750 - $31,425 = $8,632Therefore, the ending balance in Kellard's allowance for doubtful accounts is $8,632.
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you deposit 2500 into an account that pays 2% annual interest compounded montly. algebraically find, to the narest tenth of a year, how long it will take for the balance to double
Rounding up to the nearest tenth of a year, the answer is 36.8 years.
To solve this problem, you need to use exponential growth formulas. To find the number of years it will take to double your deposit of $2,500, the formula you would use is:
t = ln(2) / ln(1 + r/n)
where t is the number of years, r is the rate of interest (2%) and n is the number of times interest is compounded per year (12 months). Plugging these values into the equation:
t = ln(2) / ln(1 + 0.02/12) = 36.71 years
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mortgage-backed securities are assigned ratings by: a. the mortgage originator. b. the u.s. treasury. c. rating agencies. d. the federal reserve.
Mortgage-backed securities are assigned ratings by Rating Agencies. The correct option is c.
What are mortgage-backed securities?Mortgage-backed securities are a kind of asset-backed security that is backed by a pool of mortgages. They're issued by the government-sponsored enterprises Fannie Mae and Freddie Mac, as well as other financial institutions. The objective of mortgage-backed securities is to provide investors with a means to participate in the real estate market without having to own properties themselves. The cash flow from the mortgages in the pool is distributed to the securities owners as payments of interest and principal on a monthly or quarterly basis.
Mortgage-backed securities are assigned ratings by rating agencies. Moody's, Standard & Poor's, and Fitch are examples of such businesses. These rating agencies examine the likelihood of the securities' payments and provide investors with information about the degree of risk involved. Therefore, the correct option is c.
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if carissa has a $234,000 home insured for $175,000, based on the 80 percent coinsurance provision, how much would the insurance company pay on a $11,500 claim? (do not round intermediate calculations. round your answer to 2 decimal places.)
If Carissa has an insurance based on 80% coinsurance provision, for a $11,500 claim, the insurance company will pay $10,761.50.
The 80% coinsurance provision means that the homeowner must insure the property for at least 80% of its actual value to avoid a penalty in the event of a partial loss. If the homeowner fails to maintain the required level of insurance, the insurance company may reduce the amount of the claim payment.
In this case, Carissa has insured her home for $175,000, which is less than the required 80% of the actual value of $234,000. To determine the actual amount of insurance coverage, we can use the following formula:
Actual amount of insurance = (Amount of insurance carried / Required amount of insurance) x Loss
Where the required amount of insurance is 80% of the actual value of the property, or:
Required amount of insurance = 80% x $234,000 = $187,200
Substituting the values given in the question:
Actual amount of insurance = ($175,000 / $187,200) x $11,500
Actual amount of insurance = 0.93483 x $11,500
Actual amount of insurance = $10,761.50
Therefore, the insurance company would pay $10,761.50 on the $11,500 claim, assuming there are no other factors that would affect the claim payment.
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The number of people in a supermarket who are not wearing masks (or below their nose) while shopping is a random variable with the following distribution.Probability Distribution of # of People Not Wearing a Maskx012345P ( x )0.01 0.05 0.12 0.19 0.31 0.32Find the following:FindFind P(At Least 1) =Find ; Hint: No, you are not missing anything in the tableA pharmaceutical company receives large shipments of ibuprofen tablets and uses an acceptance sampling plan. This plan randomly selects and tests 35 tablets, then rejects the batch if at least one of the tablets is defective. What is the probability that this whole shipment will be rejected if a singular tablet has a 1.2% probability of being defective? Round your answer to 4 decimals.The mean growth of the thickness of trees is a forest is found to be 0.5cm/year. A tree's thickness has a z-score of 1.5. Is this tree's thickness above, below, or equal to the mean of 0.5cm/year?Group of answer choicesabovebelowequal toThe monthly utility bills in a city are normally distributed with a mean of $70 and a standard deviation of $8. Find the utility bill cost that corresponds to the z-score of -0.50.
The utility bill cost that corresponds to the z-score of -0.50 is $65, as it is $70 - (0.50 x 8).
Utility bills are the costs borne by consumers or businesses for telephone, electricity, water, internet, etc.
P(At Least 1) = 1 - P(0) = 1 - 0.01 = 0.99.
The probability that the whole shipment will be rejected if a singular tablet has a 1.2% probability of being defective is 0.7295.
The tree's thickness is above the mean of 0.5 cm/year, as it has a z-score of 1.5, which is greater than 0.
The utility bill cost that corresponds to the z-score of -0.50 is $65, as it is $70 - (0.50 x 8).
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the owner of a business with a buyer terminates an agency without giving notice of the termination to vendors who have dealt with the agent. is it reasonable for the vendors to expect that the agent still has the authority to make contracts that will bind the business?
If the owner of a business with a buyer terminates an agency without giving notice of the termination to vendors who have dealt with the agent, it is not reasonable for the vendors to expect that the agent still has the authority to make contracts that will bind the business.
When an agency is terminated, the principal is under no legal obligation to compensate the agent for the work that he or she has done unless he or she is terminated without any notice.
In addition, a principal is under no legal obligation to pay an agent who has caused damages to the principal, intentionally or unintentionally. An agency is a legal relationship in which a party grants authority to another party to act on his or her behalf.
This relationship is established by an agency agreement, which lays out the terms and conditions of the relationship. The party that grants authority is referred to as the principal, while the party that is granted authority is referred to as the agent.
Because the principal grants the agent authority, the agent is required to act in the principal's best interests, including following the principal's instructions, exercising reasonable care, and keeping accurate records.
The agency agreement is usually for a specific period of time, although it may be extended or terminated by the principal or the agent at any time, subject to the terms of the agreement.
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Constant returns to scale
suggest that a firm's marginal product is declining.
suggest that the firm's marginal cost curve lies above its average cost curve.
accounts for the downward sloping portion of the long run average total cost curve.
account for the upward sloping portion of the long run average total cost curve.
occur when an increase in resources result in a proportional increase in output.
Constant returns to scale occur when an increase in resources results in a proportional increase in output.
What are Constant returns to scale?
Constant returns to scale are a feature of a production system in which an increase in all factors of production leads to a proportionate increase in output. This means that, as all inputs in production are increased by the same factor, output also rises by the same factor. The marginal product remains the same throughout the production process, despite the increase in output. This may be interpreted as the amount of additional output produced by a unit of labor or capital added to the production process.
The long-run average total cost curve slopes downward for constant returns to scale. This suggests that as the size of the production process increases, the per-unit cost of output remains constant. Therefore, we can conclude that constant returns to scale occur when an increase in resources results in a proportional increase in output.
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amy's markets itself as an ethical organization. if the company had an ethical scandal and was fined by the food and drug administration, what type of business costs would amy's be facing?
Amy's Markets markets itself as an ethical organization, but if they were to experience an ethical scandal and be fined by the Food and Drug Administration (FDA), it would face a number of different business costs.
Amy's is an organization that markets itself as an ethical organization. If the company had an ethical scandal and was fined by the Food and Drug Administration, it would be dealing with "ethical scandal" and "business costs".
An ethical scandal is an event in which an organization is caught doing something unethical. Unethical conduct could range from embezzlement to environmental pollution. These scandals can have a devastating impact on the organization's reputation, and the organization may face legal consequences.
Amy's, as an ethical organization, would be facing a reputation hit and the loss of loyal customers.
The ethical scandal would harm the company's image and make it difficult to attract new customers. The business would have to spend money on marketing campaigns and advertisements to rebuild its reputation.
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why might a corporation or government issue a bond?
Businesses sell corporate bonds to obtain money for a number of projects, including the construction of new facilities, the purchase of equipment, and company expansion.
A corporation or government may issue a bond as a way to raise funds to finance their operations, investments, or projects. Here are some reasons why:
To Raise Capital: Issuing bonds is a way for corporations and governments to raise capital to fund their operations or projects. Bonds provide an opportunity for investors to invest in the company or government and receive a fixed income in return.
Lower Interest Rates: Bond issuers may take advantage of lower interest rates in the bond market to finance their operations or projects. When interest rates are low, bond issuers can borrow money at a lower cost than they would if interest rates were high.
Diversify Funding Sources: Issuing bonds is a way for corporations and governments to diversify their funding sources. By issuing bonds, they can tap into a different pool of investors who are looking for fixed-income investments.
Long-Term Financing: Bonds are often issued with long-term maturities, which allows issuers to secure long-term financing for their projects. This can be beneficial for corporations and governments that have large, long-term capital needs.
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alexi is looking for a new bank. he is most concerned with finding a bank that offers 24-hour banking services. he is mostly concerned with a safety. b convenience. c restrictions. d fees.
Alexi's primary concern when looking for a new bank is convenience, specifically finding one that offers 24-hour banking services. Alternative b is correct.
Alexi indicates that he values flexibility and accessibility, and wants to be able to conduct his banking transactions at any time. Additionally, he mentions that safety is also a concern, which indicates that he wants to ensure that his money and personal information are secure.
While fees and restrictions may also be important factors to consider when choosing a bank, they are not the primary concern for Alexi. Overall, it is important for him to find a bank that meets his specific needs and priorities, whether it be convenience, safety, or other factors.
In conclusion, Alternative b. convenience is correct.
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Organizational development (Connect, Perform)
Complete the following sentences with the correct organizational development (OD) term.
If an OD consultant is hired to implement a large-group intervention , this activity will include meeting with employees from across the organization and often external stakeholders to have a sustained, guided dialogue.
Because organizational change is a difficult endeavor, a company may use a change agent , who is an OD expert, to diagnosis problems, develop a training plan, and document performance.
Organizations often use surveys to determine how their employees feel about proposed changes before they happen. These surveys are distributed in theunfreezing part of the change process.
Organizational development (OD) term for the following sentences are: If an OD consultant is hired to implement a large-group intervention
What is organizational development (OD)?Organizational development is a process that involves applying social science knowledge to organizational and organizational changes. Its aim is to enhance the organization's effectiveness and efficiency in achieving its objectives through planned interventions. OD may take on various forms, such as analyzing systems, diagnosing problems, and facilitating change.
This activity will include meeting with employees from across the organization and often external stakeholders to have a sustained, guided dialogue is Connect. Because organizational change is a difficult endeavor, a company may use a change agent, who is an OD expert, to diagnosis problems, develop a training plan, and document performance is Perform.
Organizations often use surveys to determine how their employees feel about proposed changes before they happen. These surveys are distributed in the unfreezing part of the change process is Connect.
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how do marketers use data to identify problems or issues?
In the following question, among the conditions given, Marketers use data to identify problems or issues by analyzing the collected data to determine consumer behaviour, preferences, and trends.
Marketers use data to identify problems or issues by analyzing the collected data to determine consumer behaviour, preferences, and trends. They look for any correlations between consumer actions, buying habits, and the products/services offered. With this data, marketers can identify areas of improvement, such as the need for new products/services, better customer service, or changes in marketing campaigns. By using the data to identify issues, marketers can make decisions that will benefit the company in the long run.
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Consider the competitive market for rhenium. Assume that no matter how many firms operate in the industry, every firm is identical and faces the same marginal cost (MC), average total cost (ATC), and average variable cost (AVC) curves plotted in the following graph. The following graph plots the market demand curve for rhenium. plot the short-run industry supply curve when there are 30 firms. If there were 30 firms in this market, the short-run equilibrium price of rhenium would be per pound. At that price, firms in this industry would . Therefore, in the long run, firms would the rhenium market. Because you know that competitive firms earn economic profit in the long run, you know the long-run equilibrium price must be per pound. From the graph, you can see that this means there will be firms operating in the rhenium industry in long-run equilibrium. True or False: Assuming implicit costs are positive, each of the firms operating in this industry in the long run earns negative accounting profit. True False
The given Statement is - False , because it will earn Positive accounting profit when implicit costs are positive.
Firm will start to produce when price(cost) is equal or above AVC and start to make profit when price (cost) is above ATC.
Supply 10 firms , we will just multiply the quantity by 10 and we will multiply quantity by 20 and 30 for supply 20 and supply 30 firms.
Step: 2
Blank 1 - $40 per pound (where 30 firms supply curve intersected the demand curve)
Blank 2 - produce (because the price is above AVC)
Blank 3 - some firms will exit the market (as they are incurring losses)
Blank 4 - zero [where ATC = MC(price) ]
Blank 5 - $52 per pound
Blank 6 - 10 firms (where supply 10 firms intersects the demand curve at $52)
Zero economic profit also known as normal profits where MC(price) = ATC.
Hence, The given Statement is - False , because it will earn positive accounting profit when implicit costs are positive.
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one category of risk that is considered in an enterprise risk management program is the risk associated with an organization's property, liability, and personnel-related loss exposures. this risk is called
One risk category considered in an enterprise risk management program is the risk associated with an organization's property, liability, and personnel-related loss exposures. This risk is called hazard risk.
What is hazard risk?A risk is something that could cause harm. When something has the potential, even theoretically, to harm someone's health, life, property, or any other valuable interest, it might be considered a danger.
A hazard is a perilous event, thing, behavior, or circumstance. It could result in a loss of life, harm to one's physical or mental health, damage to property, loss of livelihoods and services, disturbance of the social and economic system, or environmental harm.
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The most frequently used approach to defending a company's present position involves actions
a. displaying a strong bias for swift, decisive, and overwhelming actions to overpower rivals
b. employing the element of surprise as opposed to doing what rivals expect and are prepared for
c. creating and deploying company resources in ways that cause rivals to struggle to defend themselves
d. focusing on building competitive advantage and then striving to convert in into a sustainable advantage
e. restricting a challenger's options for initiating a competitive attack
The most frequently used approach to defending a company's present position involves creating and deploying company resources in ways that cause rivals to struggle to defend themselves. The correct option is C. This is known as the position defense.
The position defense approach is frequently employed by businesses to defend their current position in the market against rivals. The goal is to create and deploy company resources in such a manner that it is difficult for competitors to defend themselves. This approach entails making it hard for rivals to compete by putting up roadblocks or making them spend resources they may not have to develop a comparable product. It may also include increasing market share by developing better products or increasing advertising efforts to capture a larger market share.
Position defense may also imply creating an environment in which it is tough for rivals to enter the market by making it expensive to enter or by having patents that give them the exclusive right to use a certain technology.
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A processor makes two components, A and B, which are then packaged together as the final product (each product sold contains one A and one B). The processor can do only one component at a time: either it can make As or it can make Bs. There is a setup time when switching from A to B. Current plans are to make 100 units of component A, then 100 units of component B, then 100 units of component A, then 100 units of component B, and so forth, where the setup and run times for each component are given as follows: COMPONENT SETUP/CHANGEOVER TIME RUN TIME/UNIT
A 5 minutes 0.3 minute
B 10 minutes 0.2 minute Assume the packaging of the two components is totally automated and takes only two seconds per unit of the final product. This packaging time is small enough that you can ignore it. What is the average hourly output, in terms of the number of units of packaged product (which includes one component A and one component B)? (Round your intermediate calculations to 3 decimal places and final answer to 1 decimal place.) Average hourly output units/hr
The audited value of an On-Peak Demand Resource is determined by evaluating the Average Hourly Output or Average Hourly Load Reduction of each Asset associated with the On-Peak Demand Resource during the Demand Resource On-Peak Hours.
The average hourly output of the packaged product is 104.1 units/hr. To calculate this, first, we need to calculate the total setup time and total run time for each component:
Component A: Setup Time = 5 min = 0.083 hr; Run Time = 100 units x 0.3 min/unit = 30 min = 0.5 hr
Component B: Setup Time = 10 min = 0.167 hr; Run Time = 100 units x 0.2 min/unit = 20 min = 0.333 hr
Therefore, total time per cycle = 0.083 hr + 0.5 hr + 0.167 hr + 0.333 hr = 1 hr
Total units per cycle = 200 units
Average hourly output = 200 units / 1 hr = 200 units/hr
However, this does not include the packaging time, which is 2 seconds per unit.
Therefore, the final answer is: Average hourly output = 200 units/hr + (2 sec/unit x 200 units/hr) = 104.1 units/hr.
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Countries with a high uncertainty avoidance culture (e.g., Japan, Korea, and Portugal) are likely to have compensation systems with which of the following characteristics?
A. High level of variable/contingent compensation
B. Bonuses/pay at risk depending on performance
C. Highly structured, lock-step compensation plans
D. Rewards given for individual efforts
The compensation systems in countries with high uncertainty avoidance culture, such as Japan, Korea, and Portugal, are likely to have "highly structured, lock-step compensation plans". Option C is correct.
High uncertainty avoidance cultures are characterized by a preference for rules, regulations, and structure, and a low tolerance for ambiguity and uncertainty. This preference for structure and predictability is likely to be reflected in the compensation systems of these cultures.
Highly structured, lock-step compensation plans provide a clear and predictable path for employees' salary progression based on seniority, education, and experience, rather than individual performance or results.
This system ensures that compensation is perceived as fair and equitable, and it reduces the uncertainty associated with variable or contingent compensation plans that are based on performance or results. Therefore, option C is the most appropriate answer.
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4.) if you are a competing credit card provider, how do you respond to the chase sapphire reserve? how should chase position itself to be ready for these competitive responses?
The Chase Sapphire Reserve credit card is a great rewards card that can offer many benefits to its customers.
In order to compete with it, credit card providers should offer comparable rewards and benefits, such as a competitive rewards rate, additional perks, and low annual fees.
Chase should position itself by ensuring its card offers an easy-to-understand rewards program, competitive interest rates, and quality customer service.
It should also highlight its card's unique features, such as its travel rewards, exclusive discounts, and special bonus offers. By doing this, Chase can set itself apart from its competitors and remain competitive.
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whtat the edfinition of price takers?
Price takers are businesses or people that operate in completely competitive markets but lack the ability to command a higher price for their goods or services.
People or businesses who operate in a market and have no control over the price of the goods or services they sell are known as price takers. Individuals are powerless to influence the market price through their own actions or decisions, and must accept the price set by supply and demand factors. In other words, they are powerless to control the price and are forced to accept whatever the market decides. Price takers often work in markets that are very competitive, have a large number of customers and sellers, uniform products, and no obstacles to entering or departing.
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when consumers are willing to make themselves vulnerable to a company based on positive expectations about that company's actions and intentions, consumers are exhibitinga. willfulness.b. benevolence.c. trust.d. integrity.
When consumers are willing to make themselves vulnerable to a company based on positive expectations about that company's actions and intentions, consumers are exhibiting trust.
What is trust?Trust is the willingness of a party to be vulnerable to the actions of another party based on positive expectations about the other party's behavior. It's a positive and forward-looking attitude that involves a certain amount of vulnerability.
In this case, the consumers willing to make themselves vulnerable and this is a example of trust, being the C option the correct answer.
The other answers are not correct because willfulness is the trait of being determined to achieve one's objectives, benevolence is a disposition to do good, an inclination to be kind and charitable, and integrity is a characteristic of being honest and having strong moral principles.
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A Firm's success depends on a manager's ability to _____
a. assign tasks to avoid based on a worker's weakness b. assign tasks based on a worker's strengths c. assign tasks that workers prefer
The capacity of a manager to assign jobs depending on a worker's strengths determines a company's performance.
What stereotypes about the characteristics of successful female executives are true?What stereotypes about the characteristics of successful female executives are true? Women work well together. Compared to men, women tend to utilise a more participative style.
Which of the following claims regarding the leadership qualities of men and women is accurate?Which of the following claims regarding the leadership qualities of men and women is true, according to research. Men utilised a more autocratic and directive style than women, while women used a more democratic or participatory style.
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penultimate manufactures luxury pens. one of its new products, the green dream scriber, is advertised to be 100% biodegradable unlike its competitors' pens due to a unique case and special ink compound that makes the pen biodegradable. after receiving complaints of fraud, the federal trade commission (ftc) determines that the pen is made from materials similar to that found in most luxury pens and is not biodegradable. the ftc orders penultimate to run an ad admitting that its advertisements were misleading and remove the untrue information from its advertisements. in this scenario, which of the following remedies is used by the ftc? question 72 options: corrective advertising cease and desist advertising comparative advertising social advertising parody advertising
"Corrective advertising" remedy is used by the FTC in this scenario. Option A is the correct answer.
The FTC is an abbreviation for the Federal Trade Commission. The Federal Trade Commission (FTC) is an independent agency of the United States government that is in charge of consumer protection and antitrust laws. In this scenario, the FTC orders Penultimate to run an ad admitting that its advertisements were misleading and remove the untrue information from its advertisements.
he FTC’s actions were as a result of the fact that Penultimate claimed that their Green Dream Scriber was 100% biodegradable when in reality it wasn’t. The Green Dream Scriber was marketed as being 100% biodegradable, and Penultimate used that information to market the pen as an eco-friendly alternative to other luxury pens in the market.
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what are five key ratios that lenders consider? how do they differ? what is the most conservative ratio for a lender to apply?
Lenders consider five key ratios when evaluating a loan application: debt-to-income (DTI) ratio, loan-to-value (LTV) ratio, credit score, current income, and employment history. The DTI ratio is calculated by dividing total debt payments by gross monthly income.
The LTV ratio is the loan amount divided by the appraised value of the property. Credit score is a measure of how a person has managed their credit in the past. Current income is an evaluation of the borrower’s ability to make payments and employment history is a measure of stability. The most conservative ratio for a lender to apply is the DTI ratio, as it provides a measure of how much debt the borrower is currently carrying relative to their income.
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Elastic demand is a demand relationship in which the percentage change in the quantity demanded of a given good is larger than the percentage change in its price in absolute value (true or false)
The statement "Elastic demand is a demand relationship in which the percentage change in the quantity demanded of a given good is larger than the percentage change in its price in absolute value" is True.
What is Elastic Demand?Elastic demand occurs when the demand for a commodity is highly sensitive to price changes. A good or service is said to have elastic demand when the change in price has a larger effect on the quantity of the commodity demanded. As a result, when there is a rise in price, there is a large decrease in demand, and when there is a decrease in price, there is a large increase in demand.
The formula for calculating the Elasticity of Demand is:
Percentage change in Quantity Demanded / Percentage change in Price
When the ratio is greater than one, the demand is elastic. When the ratio is less than one, the demand is inelastic. When the ratio is equal to one, it's unitary elastic.
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simon's relatives come to visit him and want him to show them around the town. linda helps simon by lending him her car for a week. this is an example of a(n): question 1 options: bailment for the mutual benefit of the parties. easement by necessity. easement by prescription. bailment for the sole benefit of the bailor. bailment for the sole benefit of the bailee.
Simon's relatives come to visit him and want him to show them around the town. Linda helps Simon by lending him her car for a week. This is an example of bailment for the sole benefit of the bailee.
What is bailment?The act of delivering possession of goods or personal property from one individual to another for a specific purpose is known as bailment. The bailor is the one who transfers control, and the bailee is the one who receives control. Bailments may be classified into different types depending on their function or aim.
In this situation, the bailor has complete trust in the bailee since he or she is providing something that is important to him or her. Linda lends her car to Simon for a week so that he can take his relatives around the town. Here, Linda is bailor and Simon is bailee.
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14. Is this statement an accurate assumption for the argument below:
Players who could lose a year of their careers and suffer large financial losses should be allow to play in the upcoming season.
Evidence
The players in the soccer league will lose a year of their careers.
The players will suffer large financial losses.
Conclusion
The players should be allowed to play in the upcoming season.
True
False
15. Select the statement that most accurately describes the role of emotion in communication:
Emotions are present in everyone.
Emotions can strongly influence how an audience reacts to a message.
Emotions pose risks for communication and messages should avoid them.
Emotions are critical to communication because they are more powerful than thoughts.
Emotions usually are not a significant factor in business communication.
16. Select the statement that best states what a writer or speaker should know about using emotion in a message:
How to elicit feelings in the audience that are favorable to his or her purpose
Knowing the audience feelings that might help achieve the purpose
Knowing the audience's feelings about the purpose
All of the above
17. Character is the audience's perception of a speaker or writer.
True
False
18. Select the statement below that best explains how communicators can use character in a message:
Understanding how to move the audience to the desired perception of the speaker or writer
Understanding how to change their character so speakers and writers are perceived the way they want to be
Understanding how superiors perceive the writer or speaker
19. Select the organizer most appropriate for the following informative message:
An intern is preparing a report about the types of customer complaints received over the previous five years, for example, product malfunctions. The intern asks her manager for guidance on the organization of the information that would be most useful for the marketing department. What would the manager say?
Process
Chronology
Hierarchy
Frequency
Level of difficulty
The manager would suggest the intern to use a frequency organizer to report the types of customer complaints received over the previous five years. Frequency organizers are used to show how often things occur, such as how many times a product malfunction occurred in the past five years.
By organizing the information in this way, the marketing department can use it to identify patterns and pinpoint any areas that may need improvement.Players who could lose a year of their careers and suffer large financial losses should be allow to the players in the soccer league will lose a year of their careers.
The players will suffer large financial losses.Emotions are present in everyone.
Emotions can strongly influence how an audience reacts to a message.
Emotions pose risks for communication and messages should avoid them.
Emotions are critical to communication because they are more powerful than thoughts.
Emotions usually are not a significant factor in business communication.
Select the statement that best states what a writer or speaker should know about using emotion in a message:
How to elicit feelings in the audience that are favorable to his or her purposeKnowing the audience feelings that might help achieve the purpose
Knowing the audience's feelings about the purpose
All of the above
Character is the audience's perception of a speaker or writer. True,False
Understanding how to move the audience to the desired perception of the speaker or writer
Understanding how to change their character so speakers and writers are perceived the way they want to be
An intern is preparing a report about the types of customer complaints received over the previous five years, for example, product malfunctions. The intern asks her manager for guidance on the organization of the information that would be most useful for the marketing department.
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Firms raise capital by issuing stock
Select one:
a. to unwary investors
b. only on days when the market is up
c. all of the above
d. in the secondary market
e. in the primary market
In the following question, among the given options, The correct answer is e. in the primary market. Firms raise capital by issuing stock in the primary market.
What is capital raising? Raising capital is a way to increase the funds available to a business to invest in growth or pay off debts. Companies may raise funds in a variety of ways, including issuing stocks, bonds, or other financial instruments, or borrowing from banks or other lenders. The primary market is where companies first issue stocks and bonds to the public in exchange for cash. When a company issues shares of its stock, it sells ownership stakes in the company to investors. The proceeds from these sales are then used to fund business operations or invest in new projects. The secondary market, on the other hand, is where investors trade previously issued stocks and bonds with each other, rather than directly with the company that issued them. In the secondary market, the price of a stock or bond is determined by supply and demand, rather than by the company's underlying value.
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