Appealing to others requires a certain level of reliability.
What is appeal?Appeal is a process in which a party requests a higher court to reconsider or alter the decision of a lower court. The appeals court will review the lower court's findings of law and fact based solely on the record of the original trial proceedings, ensuring that the lower court did not make any errors in applying the law or any errors of fact.
An appeal may result in a reversal of the original decision or a modification of the sentence. Along with this, to appeal others, one should also keep in mind to be reliable. Reliability is the ability to do something consistently and accurately. When a person is reliable, it means that they can be trusted to keep their commitments, fulfill their obligations, and complete their work to a high standard of quality.
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Return to question Item 5 Item 5 10 points
Which of the following goods is nonexcludable?
A. A visit to the doctor at her office
B. A pizza at a pizza parlor
C. A soccer match in a stadium
D. A tuna in the ocean
Soccer match in a stadium is nonexcludable. Hence, option A. is correct.
What is non-excludable goods?Non-excludable goods are goods that are not possible to exclude someone from using or enjoying the benefits of the good. For instance, non-excludable public goods are available to anyone who wants to consume them, regardless of whether they contribute to the cost of the good or not.
Non-rival means that the amount of a product consumed by one customer will be the same for all other customers. In a stadium, watching a soccer match is nonrival because it does not reduce the amount of football enthusiasts who can watch.
Hence option A. Soccer match in a stadium is correct.
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The bad feelings associated with disappointing news can generally be reduced if the receiver
Group of answer choices
A. believes that the decision was fair.
B. All of the above.
C. knows the reason for the rejection.
D. thinks the matter was revealed sensitively.
The bad feelings associated with disappointing news can generally be reduced if the receiver believes that the decision was fair, knows the reason for the rejection, and thinks the matter was revealed sensitively. Therefore, option B, All of the above is the correct answer.
What are different methods that can help the receiver handle the disappointing news?Here are some methods that can help the receiver handle the disappointing news:
Believes that the decision was fair: If the individual perceives the decision to be made fairly and unbiased, then it becomes more manageable for them to handle the situation. This view is essential to lessen the emotional strain that comes with disappointment.
Knows the reason for the rejection: When people know the reason behind the negative news, they can better understand the situation and manage their feelings accordingly. Understanding the problem helps individuals accept the negative news and make improvements where necessary.
Thinks the matter was revealed sensitively: If the information was revealed sensitively, then it would be easier for people to take the news as they do not feel humiliated or ashamed.
Hence, option B, All of the above is the correct answer.
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What are things that can be done to enhance employee engagement?
There are several ways to enhance employee engagement- Recognize hard work, opportunities, positive working, competitive benefits, feedback, progress,
1. Recognize employees' achievements and hard work.
2. Provide learning opportunities and allow employees to take on new challenges.
3. Create a positive working environment that encourages communication and collaboration.
4. Offer competitive benefits and rewards for performance.
5. Encourage feedback from employees and create a safe space for them to share their ideas.
6. Provide flexibility with regards to working hours and job roles.
7. Have regular meetings with employees to discuss their goals and progress.
8. Invest in employee health and wellness programs.
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understanding and deeply valuing employee differences to build a more effective and profitable organization is known as
Understanding and deeply valuing employee differences to build a more effective and profitable organization is known as diversity management.
What is diversity management?Diversity management is the strategic effort to create an inclusive workplace that utilizes and appreciates the differences in employees in order to maximize the potential of the organization.
Diversity management encompasses organizational initiatives that, through targeted policies and initiatives, work to increase the structural inclusion of workers from various backgrounds. In response to the increasing variety of the workforce globally, organizations are using diversity management methods.
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How does payroll withholding help a company's employees? (1-2 sentences. 2. 0 points)
2. List at least three types of tax that a company may have to withhold from employees' paychecks. (1-3 sentences. 3. 0 points)
3. What are the two main types of tax forms a company provides to employees so the employees can fill out their 1040 tax form? (1-2 sentences. 2. 0 points)
4. List at least two tips for using credit wisely. (1-2 sentences. 2. 0 points)
5. Why is a bank more likely to offer you credit if you have a co-signer with good credit? (1-4 sentences. 3. 0 points)
6. Describe at least three things a bank would consider about you when deciding whether to give you a loan. (1-3 sentences. 3. 0 points)
7. Write at least two policies that a company could use to decide which customers to offer credit to. (1-2 sentences. 2. 0 points)
8. Which type of credit requires that borrowers carefully manage the debt so it doesn't get out of control? Explain why this type of credit requires more careful management. (1-5 sentences. 3. 0 points)
ivan's, incorporated, paid $474 in dividends and $582 in interest this past year. common stock increased by $192 and retained earnings decreased by $118. what is the net income for the year?
Answer:
The net income for the year for Ivan's Incorporated can be calculated using the following formula:
Net Income = Dividends + Interest - Common Stock - Retained Earnings.
Explanation:
Net Income for the year is $746
Let's solve for the net income for the year using the following information:
Dividends = $474
Interest = $582
Common Stock increased by = $192
Retained Earnings decreased by = $118
Formula:
Net income [tex]= (Dividends + Interest - Common Stock - Retained Earnings)[/tex]
Net income [tex]= ($474 + $582 - $192 - $118)[/tex]
Net income [tex]= $746[/tex]
Therefore, the net income for the year is $746.
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The net income for the year is $746. The net income for the year for Ivan's Incorporated can be calculated using the following formula:
[tex]Net Income = Dividends + Interest - Common Stock - Retained Earnings.[/tex]
Calculation of Net income:
Net Income for the year is $746
Let's solve for the net income for the year using the following information:
Dividends = $474
Interest = $582
Common Stock increased by = $192
Retained Earnings decreased by = $118
Formula:
[tex]Net income = (Dividends + Interest - Common Stock - Retained Earnings)\\Net income = ($474 + $582 - $192 - $118)\\Net income = $746[/tex]
Therefore, the net income for the year is $746.
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An understatement of ending inventory by $2 million in one period results in O A. an overstatement of the beginning inventory by $2 million in the next period. OB. no effect on net income of the next period. O c. an understatement of gross profit by $2 million in the next period. OD. an overstatement of gross profit by $2 million in the next period.
According to the provided choices of alternatives, it may be said that an understatement of ending inventory by $ 2 million will result in an overstatement of gross profit by $ 2 million. Therefore, the option D holds true.
The gross profit may be understated or overstated if the ending inventory of the firm is overstated or understated. However, in order to rectify the entries made, it is of utmost importance to make reconciliation entries in the inventories, and the related ledger accounts thereunder, as such.
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the number of federal government employees has grown more rapidly that was the case in many state and local governments. if this trend continues, how will it affect the field of public administration? if growth declines, what are the implications for public employment?
The number of federal government employees has grown more rapidly that was the case in many state and local governments.
If this trend of rapid growth of federal employees continues, the field of public administration will undergo a radical transformation.
It will lead to an increase in the number of federal employees working in the public administration sector. This will cause an increase in the size of the federal government, thereby reducing the size of the state and local government.
It will affect the field of public administration as it will shift the focus of public administration towards the federal government. It will also increase the demand for jobs in the public sector, which will affect the overall employment rate in the country.
If growth declines, it will have implications for public employment. It will lead to a decrease in the number of federal employees working in the public administration sector.
It will result in a decrease in the size of the federal government, thereby increasing the size of the state and local government. This will have implications for the overall employment rate in the country.
It will lead to a decrease in the demand for jobs in the public sector, which will affect the overall employment rate in the country. It will also shift the focus of public administration towards the state and local governments.
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The accountant for Crusoe Company is preparing the company's statement of cash flows for the fiscal year just ended. The following information is available:Retained earnings balance at the beginning of the year $ 131,500Cash dividends declared for the year 51,500Proceeds from the sale of equipment 86,500Gain on the sale of equipment 8,100Cash dividends payable at the beginning of the year 23,500Cash dividends payable at the end of the year 26,600Net income for the year 97,500What is the ending balance for retained earnings?Multiple Choicea. $207,500.b. $177,500.c. $287,000.d. $185,000.e. $259,000.
the ending balance for retained earnings is $180,600. The correct answer is option d. $185,000.
The accountant for Crusoe Company is preparing the company's statement of cash flows for the fiscal year just ended. The following information is available:
Retained earnings balance at the beginning of the year $ 131,500,Cash dividends declared for the year 51,500,Proceeds from the sale of equipment 86,500,Gain on the sale of equipment 8,100,Cash dividends payable at the beginning of the year 23,500
Cash dividends payable at the end of the year 26,600,Net income for the year 97,500
To determine the ending balance for retained earnings, we have to use the retained earnings formula:
Retained earnings = Beginning balance + Net income – Dividend
Thus, the beginning balance of retained earnings is $131,500, net income for the year is $97,500, and dividends declared for the year are $51,500. We are also given the dividends payable at the beginning of the year as $23,500 and the dividends payable at the end of the year as $26,600. We can determine the dividends paid by adding the beginning dividends payable to the declared dividends and then subtracting the ending dividends payable. Dividends paid = Dividends declared + Beginning dividends payable - Ending dividends payable Dividends paid = $51,500 + $23,500 - $26,600 Dividends paid = $48,400 Therefore, the ending balance of retained earnings is: Ending balance = Beginning balance + Net income - Dividends Ending balance = $131,500 + $97,500 - $48,400 Ending balance = $180,600.
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To eliminate an AD shortfall of $120 billion when the economy has an MPC of 0.75, the government should decrease taxes by:a. $400 billionb. $120 billionc. $30 billiond. $40 billione. none of the above
To eliminate an AD shortfall of $120 billion when the economy has an MPC of 0.75, the government should decrease taxes by $30 billion. (option c)
To eliminate an AD (Aggregate Demand) shortfall of $120 billion when the economy has an MPC (Marginal Propensity to Consume) of 0.75, the government should decrease taxes by:
Change in aggregate demand = 1 / (1 - MPC) x Change in autonomous spending
where MPC = 0.75 and Change in aggregate demand = AD shortfall = $120 billion
Therefore, the equation becomes:
$120 billion = 1 / (1 - 0.75) x Change in autonomous spending
$120 billion = 4 x Change in autonomous spending
Change in autonomous spending = $30 billion
Since the government wants to decrease taxes to eliminate the AD shortfall, the decrease in taxes should be equal to the change in autonomous spending, which is $30 billion. Therefore, the correct answer is (c) $30 billion.
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(table: peanut butter and jelly prices) use table: peanut butter and jelly prices. suppose a market basket consists of 20 jars of peanut butter and 10 jars of jelly. what is the value of the market basket in 2019?
Suppose that a fruit juice manufacturer determines that its weekly cost, in dollars, of producing x thousands of bottles of apple juice is given by C(x)-285+0.5x+0.01x In the market, the demand function for that brand of apple juice is found to be x-D(p)-2000-400p , where p is in dollars. (a) Rewrite the demand function to express p as a function of x : P=D(x)= (b) The revenue function is R(x)- (c) For the company to make the weekly maximum profit, produced and sold each week. thousands of bottles of apple juice ovens should be
The demand function can be rewritten to express p as a function of x as follows: P=D(x) = 2000 + 400x.
The revenue function is R(x) = px = (2000 + 400x)x
To make the maximum weekly profit, the company should determine the point at which the revenue function is maximized. To do this, the company can set the derivative of the revenue function equal to 0 and solve for x. The derivative of the revenue function is: R'(x) = 400 + (2000 + 400x) = 2400 + 400x.
Setting this equal to 0 and solving for x gives x = -6. This means the company should produce and sell 6,000 bottles of apple juice each week in order to maximize its weekly profit.
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A company's Dividends Payable account was $110,000 at the beginning of the year, and $140,000 at the end of the year. Cash dividend payments distributed to shareholders during the year totaled $470,000. Dividends declared during the year wer
500,000 (end-beg + total)
Based on the provided data, The dividends declared during the year were $500,000.
Calculation of dividends declared during the year is given as follows:
Dividends payable at the beginning of the year = $110,000
Dividends payable at the end of the year = $140,000
Total cash dividend payments = $470,000
Dividends declared during the year can be calculated using the following formula:
Dividends declared during the year = Dividends payable at the end of the year - Dividends payable at the beginning of the year + Total cash dividend payments
Dividends declared during the year = $140,000 - $110,000 + $470,000
Dividends declared during the year = $500,000
Therefore, the company declared $500,000 in dividends during the year.
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casey has a simple rule that he follows when it comes to new hiring; if four or more of his staff are working 20% or more overtime, he hires another employee. casey is using
Casey has a simple rule that he follows when it comes to new hiring. Casey is using a decision rule based on a threshold or cut-off point.
Casey has set a threshold of four or more staff members working 20% or more overtime as the trigger for hiring a new employee.
This decision rule is a simple and practical way for Casey to manage his staffing levels and avoid overburdening his existing staff. By setting a clear threshold, he can quickly and easily identify when he needs to take action to hire additional staff.
Threshold-based decision rules are commonly used in business and management to make decisions based on specific criteria or conditions. These rules can be useful when the decision-making process involves multiple factors or variables, and a clear-cut decision is required to avoid ambiguity or indecisiveness.
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in order to determine how to deal with a problem employee, sharon evaluated the employee, the problem, and the context in which the problem occurred. she is applying which of the following perspectives?
Select one:
a. Optimistic view
b. Contingency view
c. Participative view
d. Universalist view
e. Autonomy view
Sharon evaluated the employee, the problem, and the context in which the problem occurred. She is applying the Contingency view. B) The contingency view is the correct answer.
The contingency view approach suggests that the decision depends on a set of factors that are situational. It involves evaluating an individual's performance based on their particular circumstances, as well as the context in which they operate. In order to determine how to deal with a problem employee, Sharon evaluated the employee, the problem, and the context in which the problem occurred. The contingency approach is the most effective way to approach the management of a problem employee or any issue that arises within an organization since it takes into account the fact that what works in one scenario may not work in another.
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Noah Yobs, age 55, who has $87,400 of AGI (solely from wages) before considering rental activities, has $78,660 of losses from a real estate rental activity in which he actively participates. He also actively participates in another real estate rental activity from which he has $43,700 of income. He has other passive activity income of $27,968. a. What amount of rental loss can Noah use to offset active or portfolio income in the current year? $ b. Compute Noah's AGI on Form 1040 (page 1; also complete Schedule 1 (Form 1040)] for the current year. Use the minus sign to indicate a loss.
Noah can use $78,660 of rental losses to offset active or portfolio income in the current year.
Losses are the indirect consequences of disasters, such as increased opportunity costs or lost opportunities for economic gains due to damage to property owned by governments, communities, families and businesses.
Noah's AGI on Form 1040 (page 1) for the current year is -$20,692 (wages of $87,400 + rental activity loss of $78,660 - rental activity income of $43,700 - passive activity income of $27,968). He should also complete Schedule 1 (Form 1040) to calculate his AGI.
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keandrea is writing a report to her supervisor about implementing a new employee orientation process. her supervisor is highly supportive of the idea and wants to learn the details quickly. what organizational style should keandrea use for her report? group of answer choices direct pattern spiral pattern indirect pattern any of these choices
Considering that Keandrea's supervisor supports the idea and wants to know the details quickly, she should use the organizational style known as a direct pattern.
What is the direct pattern?The direct pattern is a structure that follows the standard format of opening, main content, and closing. It's called the direct pattern because it delivers the main content right away. This style is ideal for good news or straightforward situations. It is most commonly used in letters, report, memos, and emails.
In the case presented, it is recommended that Keandrea uses the direct pattern because it can explain to the supervisor the details and main ideas quickly and effectively, so that the supervisor can learn the details in a short time.
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A company is looking to diversify as a way to reduce risk and protect against uncertain future cash flow from its core business. These efforts would most likely have which of the following impacts on the firm's value?a. It would create new value. b. It would increase the firm's value. c. It would be value-neutral. d. It would decrease the firm's value.
The impact of a company diversifying as a way to reduce risk and protect against uncertain future cash flow from its core business "would be value-neutral". Option C is correct.
While diversification may reduce risk and protect against uncertain future cash flow, it may also require additional investment and may not generate the same returns as the core business. Therefore, the impact on the firm's overall value may be neutral, as any gains from diversification may be offset by the costs and potential decrease in profitability from the core business. Ultimately, the impact on the firm's value will depend on the success and effectiveness of the diversification strategy.
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In the AD-AS model, all of the following are reasons why the wages of workers and the prices of_____ inputs rise more slowly than the prices of final goods and services except A) unions are successful in pushing up wages. B) contracts make prices and wages sticky. C) firms are often slow to adjust wages. D) menu costs make some prices sticky.
In the AD-AS model, all of the following are reasons why the wages of workers and the prices of unions are successful in pushing up wages inputs rise more slowly than the prices of final goods and services except. So the option A is correct.
The wages of workers and the prices of unions are not successful in pushing up wages inputs. This is because wages inputs are determined by the cost of labor, not by the prices of final goods and services.
Wages depend on the supply and demand of labor, the productivity of workers, and the competition for labor in the labor market. Unions can help workers negotiate better wages, but they cannot directly control the wages inputs.
The prices of final goods and services are determined by the market and by the cost of production. So the option A is correct.
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an evaluative process wherein consumers evaluate alternatives across a set of attributes that are considered relevant to the purchase situation is definition of ?
The definition of an evaluative process wherein consumers evaluate alternatives across a set of attributes that are considered relevant to the purchase situation is multi-attribute decision making.
What's multi-attribute decision making.Multi-attribute decision making (MADM) is an evaluative process where consumers compare alternatives across a set of attributes that are considered relevant to the purchase situation. Multi-attribute decision making is a useful tool for comparing and contrasting different options or alternatives.
The MADM method allows decision-makers to examine a range of options in order to make an informed decision. It involves the creation of a list of attributes that are important to the decision, as well as assigning weights to each attribute, based on its relative importance.
The decision-maker then assigns a score to each option, based on how well it performs on each attribute. Finally, the scores for each option are combined to determine which option is the best fit for the decision-maker.
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In the discussion board, share the name of the company and what they sell. Then offer a suggestion for how you would manage the company's inventory if you were an executive of that company. For example, how would you identify the products that customers want? How would you ensure that the company has enough, but not too much, inventory?
The company is XYZ, and they Music drum seller.
If I were an executive for XYZ, I would manage the company's inventory by using customer data to identify the products that customers want. I would use customer feedback, surveys, and reviews to get an idea of which products customers want, and also use sales data to identify popular items.
Additionally, I would use analytics to look for seasonal changes in inventory needs and adjust the inventory accordingly. Finally, I would use inventory management systems and software to keep track of stock levels, so that I can ensure that the company has enough, but not too much, inventory.
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Aftercalculating both the brand development index (BDI) and the category developmentindex (CDI), a media planner obtains the following results: High BDI and LowCDI. What do these results imply?
The implication of obtaining a high brand development index (BDI) and low category development index (CDI) is that "high market share and monitor for salesdecline".
This means that the brand has a strong presence in its specific market but the overall market growth is not significant. Therefore, the media planner should monitor the sales performance of the brand to ensure that its market share does not decline due to potential competitors or changing consumer trends.
It is important to maintain the brand's competitive edge through effective marketing and advertising strategies. By keeping an eye on sales trends, the media planner can make informed decisions about adjusting their marketing efforts and budgets to maintain the brand's market position.
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What loan is the primary form of student financial aid?
O Federal direct loan. O Bank loan. O Private loan. O Federal indirect loan.
The primary form of student financial aid loan is the Federal Direct Loan.
The primary sort of student loan provided by the U.S. Department of Education to assist students in paying for their higher education is the Federal Direct Loan. Both undergraduate and graduate students are eligible for these loans, which might be subsidised or unsubsidized. In contrast to unsubsidized loans, which accumulate interest while the student is enrolled, subsidised loans are based on financial need and do not accrue interest while the student is enrolled. Fixed interest rates, adaptable repayment schedules, and loan forgiveness possibilities are just a few advantages that come with federal direct loans. They are therefore a popular option for many students looking for financial aid to support their school costs.
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The Huge Sheet Printing Company is considering purchasing a new printing press now (year O). The printing press will start bringing in revenue but also expenses from year 1, and they have determined the following cash items: Initial Cost: $530,000 Annual Revenue 210,000 Annual Maintenance 80,000 Rebuild Expenses EOY4 330,000 Salvage Value EOY 7 70,000 EOY = End of Year The rebuild expense is missing. The $70,000 should be pointing down. The $80.000 arrows must point up. The $210,000 is shown in the wrong years.
The cash flow diagram should be corrected as follows: rebuild expenses EOY4: $330,000 (missing from the diagram), salvage value EOY 7: $70,000 (arrow should point down).
The Huge Sheet Printing Company is considering purchasing a new printing press now (year O). The printing press will start bringing in revenue but also expenses from year 1, and they have determined the following cash items:
Initial Cost: $530,000Annual Revenue: $210,000Annual Maintenance: $80,000Rebuild Expenses EOY4: $330,000Salvage Value EOY 7: $70,000EOY = End of Year
The cash flow diagram should be corrected as follows:
Initial Cost: $530,000Annual Revenue: $210,000 (shown in the correct years)Annual Maintenance: $80,000 (arrows should point up)Rebuild Expenses EOY4: $330,000 (missing from the diagram)Salvage Value EOY 7: $70,000 (arrow should point down)To complete the questions above. Correct the cash flow diagram on the information above
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according to the scenario, what is one economic challenge that country d faces? based on what you have read, who is affected by the situation occurring within country d?
According to the scenario, the economic challenge that country D faces is that it has an undiversified economy. The situation occurring within country D affects all its citizens, as they have to live with the consequences of having an undiversified economy.
What is an undiversified economy? An undiversified economy is one in which a country or region depends on a single industry or commodity for the bulk of its revenue. In such a situation, the economy is vulnerable to external shocks that might affect the sector it relies on for its survival. This was the case in country D. Although its economy relied on a single commodity, it was unable to respond to changing market dynamics or respond to economic shocks because it lacked a diversified economy. Based on what you have read, everyone living in country D is affected by the situation within the country. The country's lack of diversification in its economy means that everyone living there is vulnerable to economic shocks and external economic pressures that might affect the economy. The consequences of having an undiversified economy trickle down to every citizen in the country.
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Answer:
Inflation, All are effected
Explanation:
Your welcome :D
Wendy has been the team lead for a year-long mentorship development program in her community. The members of the committee worked hard during the process and overcame budget constraints and other conflicts to implement the program to aspiring musicians in the area. She felt fortunate to have a strong team that cooperated and handled disputes and feedback constructively. According to Tuckman's five-stage model of group development, which of the following stages is Wendy's group experiencing? Multiple Choice a. performing
b. storming c. norming d. adjourning e. forming
According to Tuckman's five-stage model of group development, Wendy's group is experiencing the norming stage.The correct option is C)
What is Tuckman's five-stage model of group development?The five stages of Tuckman's model of group development are Forming, Storming, Norming, Performing, and Adjourning.The model indicates that there are five stages to the growth and development of a team. The five stages are defined by the following:
1. Forming
2. Storming
3. Norming
4. Performing
5. Adjourning
The characteristics of each stage are as follows:1. Forming: The first stage of team building is forming, and it occurs when a group first comes together. At this point, individuals may not know each other and are unsure of their role within the team. The aim of this stage is to create a welcoming atmosphere and establish team goals and objectives.2. Storming: The second stage of team building is storming. This is the point where the group begins to assert itself and conflicts emerge. Members of the team may disagree on objectives, and there may be a lack of agreement on who should take on specific roles within the team.3. Norming: The third stage of team building is norming. This is where the group begins to work together more effectively and collaboratively. Members start to understand each other better and are better equipped to handle conflicts.4. Performing: The fourth stage of team building is performing. This is where the team is at its most productive and is working towards its objectives. Members have developed a strong working relationship and are better able to deal with challenges that arise.5. Adjourning: The final stage of team building is adjourning. This is where the team disbands after completing its task. At this point, team members reflect on their achievements and learnings and celebrate the work that they have done.According to the above-given explanation, it can be concluded that Wendy's team is at the Norming stage because the members of the team worked hard during the process and overcame budget constraints and other conflicts to implement the program to aspiring musicians in the area. She felt fortunate to have a strong team that cooperated and handled disputes and feedback constructively.
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who's name is brandon i will give u brainlyist
Answer:
me
Explanation:
Answer:
not me
Explanation:
Brandon is a cool name tho
Which of the following is true for a homeowner with a 30-year fixed nominal interest rate mortgage? (Hint: With a fixed nominal interest rate, how does the real interest rate change with inflation - the homeowner will benefit from rising inflation - the homeowner will lose if inflation rises - None of the other answers
- the homeowner will not be affected by inflation or deflation
The following is true for a homeowner with a 30-year fixed nominal interest rate mortgage is e. the homeowner will not be affected by inflation or deflation.
A 30-year fixed nominal interest rate mortgage is a home loan that provides monthly payments to borrowers at a fixed interest rate for the entire 30-year term of the loan. With a fixed nominal interest rate mortgage, the homeowner will not be affected by inflation or deflation. The nominal interest rate is unaffected by changes in inflation or deflation, and this means that the interest rate on the mortgage will stay constant over the entire life of the loan.
As a result, the real interest rate will vary depending on the inflation rate. The real interest rate rises when the inflation rate falls, and the real interest rate falls when the inflation rate rises. As a result, a homeowner with a fixed nominal interest rate mortgage will not be affected by inflation or deflation since the nominal interest rate will remain constant over the entire 30-year term of the loan.
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A manager buys three shares of stock today, and then sells one of those shares each year for the next 3 years. His actions and the price history of the stock are summarized below. The stock pays no dividends.Time : Price: Action0 $ 175 Buy 3 shares1 205 Sell 1 share2 205 Sell 1 share3 205 Sell 1 sharea. Calculate the time-weighted geometric average return on this portfolio. (Do not round intermediate calculations. Round your answer to 2 decimal places. Omit the "%" sign in your response.)b. Calculate the time-weighted arithmetic average return on this portfolio. (Do not round intermediate calculations. Round your answer to 2 decimal places. Omit the "%" sign in your response.)c. Calculate the dollar-weighted average return on this portfolio.(Do not round intermediate calculations. Round your answer to 2 decimal places. Omit the "%" sign in your response.)
A. Time-weighted Geometric Average Return = 0.01472567368 or 1.47% (rounded to 2 decimal places)
B. Time-weighted Arithmetic Average Return = 0.0375 or 3.75% (rounded to 2 decimal places)
C. Dollar-weighted Average Return = 0.0545 or 5.45% (rounded to 2 decimal places)
a. Time-weighted geometric average return 0$1753-1205-0+1205-0+1205-0+1 = 23$205
Total Return = [(Ending Value / Beginning Value) ^ (1 / n)] - 1
Total Return = [(805 / 525) ^ (1 / 3)] - 1
Total Return = (1.17802505878 ^ 0.33333) - 1
Total Return = 0.04486864546
Time-weighted Geometric Average Return = [(1 + r1) * (1 + r2) * … * (1 + rn)] ^ (1 / n) - 1
Time-weighted Geometric Average Return = [(1 + 0.04486864546) ^ (1 / 3)] - 1
Time-weighted Geometric Average Return = (1.01472567368) - 1
Time-weighted Geometric Average Return = 0.01472567368 or 1.47% (rounded to 2 decimal places)
b. Time-weighted arithmetic average returnCalculate the time-weighted arithmetic average return:
Time-weighted Arithmetic Average Return = [(r1 * t1) + (r2 * t2) + … + (rn * tn)] / [(t1 + t2 + … + tn)]
Time-weighted Arithmetic Average Return = [(0.00 * 1) + (0.05 * 1) + (0.05 * 1) + (0.05 * 1)] / [(1 + 1 + 1 + 1)]
Time-weighted Arithmetic Average Return = 0.0375 or 3.75% (rounded to 2 decimal places)
c. Dollar-weighted average return
Calculate the initial investment and final value of each share bought and sold:
Initial Investment = $175
Final Value (Sold at year 1) = $205
Final Value (Sold at year 2) = $205
Final Value (Sold at year 3) = $205
Total Return (Share 1) = [(205 / 175) - 1] = 0.1714
Total Return (Share 2) = [(205 / 205) - 1] = 0.0000
Total Return (Share 3) = [(205 / 205) - 1] = 0.0000
Dollar-weighted Average Return = [(Total Ending Value / Total Beginning Value) ^ (1 / n)] - 1
Dollar-weighted Average Return = [(1 + Total Return 1) * (1 + Total Return 2) * … * (1 + Total Return n)] ^ (1 / n) - 1
Dollar-weighted Average Return = [(1 + 0.1714) * (1 + 0.0000) * (1 + 0.0000)] ^ (1 / 3) - 1
Dollar-weighted Average Return = 0.0545 or 5.45% (rounded to 2 decimal places)
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when you put money into your checking account, you will fill out a a check stub. b signature card. c check register. d deposit slip.
When you put money into your checking account, you will fill out a deposit slip. The correct answer is D- deposit slip
A deposit slip is a paper form that is used to deposit funds into a checking account. The deposit slip is filled out by the person depositing the funds, often called the depositor.
The deposit slip indicates the type of account in which the funds will be deposited, the account holder's name, and the amount of the deposit.
Because a deposit slip serves as a record of the deposit, it is very important to fill it out accurately.
Depositors should double-check the information on the deposit slip before submitting it to the bank teller.
When the deposit slip is processed, the funds will be deposited into the correct account.
Therefore option D is correct.
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